45 Vamoco Dr, Franklinton, NC 27525 Property Records

Franklin County property record for 45 Vamoco Dr, Franklinton, NC 27525

Property Summary

Property TypeManufactured or Modular Home
Details4 bd · 2 ba · 1,584 sqft · built 2007
Lot Size0.85 acres (37,026 sqft)
Owner2 Owner Names on File
Last Sale$24,500 (Jul 2007)
Tax Bill$3,195 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN1865-59-9190

Property Details

APN / Parcel Number

Primary APN1865-59-9190
Alternative APNs
  • FN22200 074
  • 031087
  • 8130

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,584 sqft Total Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area37,026 sqft (0.85 acres)
PorchPorch
Porch Area56 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number8130
Old Parcel NumberFN22200 074
Street Address45 VAMOCO DR
CityFRANKLINTON
StateNC
Zip27525-1250
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Local Zoning CodeRSM
Legal DescriptionSCND/NBHD FACTOR
Legal SubdivisionCOOPER LOT
Legal Lot NumberA
JurisdictionFRANKLIN NC
Township / Civil DivisionFRANKLINTON
Census Block Group2
Census Block2032
Census Tract60403

Owner

The current owner of 45 Vamoco Dr bought it in July 2007.

Source: Franklin County records, as of November 10, 2025

Owner of Record2 Owner Names on File
Mailing Address4060 PINE TREE HOLLOW RD, OXFORD, NC 27565-8343

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2007 · Amount on File
Deed SaleJul 13, 2007 · Amount on File
Deed Document Number0001632285
Deed Book / Page1632 / 285
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN NC
Property Address45 VAMOCO DR, FRANKLINTON, NC 27525-1250
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022290340
DateNov 2, 2020
Book Page2229/340
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.37%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2025
Change Frequency5 Years
Max Rate At Change9.37%
Index5-Year CMT
Max Rate9.37%

Tax Assessment & Valuation

The 2025 property tax bill for 45 Vamoco Dr was $3,195.

Source: Franklin County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyFranklin County
MunicipalityFranklinton Town
Unified School DistrictFranklin County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,195.00$241,050 Land $61,600 Building $179,450$241,050 Land $61,600 Building $179,450
2023$2,337.00$137,900 Land $24,500 Building $113,400$137,900 Land $24,500 Building $113,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Vamoco Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Vamoco Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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