45 Valley Rd, Brewster, MA 02631 Property Records

Barnstable County and Brewster Town property record for 45 Valley Rd, Brewster, MA 02631

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,400 sqft · built 1988
Lot Size	0.422 acres (18,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$686,000 (Jan 2022)
Tax Bill	$5,506 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BREW M:82 B:17`

Property Details

APN / Parcel Number

Primary APN	`BREW M:82 B:17`
Alternative APNs	`M:00048 L:00051` `8362`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,400 sqft Living Area
Gross Area	3,792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,400 sqft (0.422 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	8362
Street Address	45 VALLEY RD
City	BREWSTER
State	MA
Zip	02631-2729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESD.
Legal Block	17
Jurisdiction	BREWSTER MA
Township / Civil Division	BREWSTER
Census Block Group	3
Census Block	3022
Census Tract	10900

Owner

Source: Barnstable County and Brewster Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 VALLEY RD, BREWSTER, MA 02631-2729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2022 · Amount on Record
Deed Sale	Jan 12, 2022 · Amount on Record
Prior Sale	May 9, 2008 · Amount on Record
Prior Transfer Date	Jan 10, 2022
Prior Transfer Doc	0001449663
Record Updated	Oct 29, 2026

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREWSTER MA
Recording Date	Jan 12, 2022
Property Address	45 VALLEY RD, BREWSTER, MA 02631-2729
Document Number	0001449663
Instrument Date	Jan 10, 2022
Instrument	1449663
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1004 CHIMNEY RIDGE DR, MOUNTAINSIDE, NJ 07092-2106

Mortgage

Document Number	0001449664
Date	Jan 12, 2022
Instrument	1449664

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Barnstable County and Brewster Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Brewster Town
Elementary School District	Brewster School District (PK - 05)
Secondary School District	Nauset School District (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,506.00 (+6.17%)	$800,300 (+5.08%) Land $296,400 Building $503,900	$988,380
2024	$5,186.00 (+5.82%)	$761,600 (+8.61%) Land $279,600 Building $482,000
2023	$4,901.00	$701,200 Land $249,600 Building $451,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 units insured incl. 9 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BREWSTER WATER DEPARTMENT serves 35,000 people · EPA ID MA4041000
Water Source	Groundwater
Last State Inspection	May 2026
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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