45 Urso Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 45 Urso Dr, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Architecture Style	Contemporary
Year Built	Built 1969
Square Footage	1,475 sqft Living Area
Lot Size	31,326 sqft (0.719 acres)
Occupancy	Owner Occupied
Tax Bill	$3,241.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`WEST M:121 B:2`
Alternative APNs	`M:121 B:2 L` `11050500`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,475 sqft Living Area
Gross Area	3,424 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Contemporary Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	31,326 sqft (0.719 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	11050500
Street Address	45 URSO DR
City	WESTERLY
State	RI
Zip	02891-3842
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	2
Jurisdiction	WESTERLY RI
Minor Civil Division	WESTERLY
Census Blockgroup	3
Census Block	3052
Census Tract	50902

Owner

Source: Westerly Town records · APN WEST M:121 B:2

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 URSO DR, WESTERLY, RI 02891-3842
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	45 URSO DR, WESTERLY, RI 02891-3842
Transaction Type	Mortgage
Record Updated	May 06, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021-10329
Date	Apr 21, 2021
Book Page	2021/10329
Instrument	2021-2334

Lender

Name	WESTERLY COMMUNITY CU
Type	Credit Union

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 01, 2041

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,241.00 (-1.13%)	$455,900 (+33.81%) Land $224,300 Building $231,600
2023	$3,278.00 (+0.64%)	$340,700 (-) Land $159,300 Building $181,400
2022	$3,257.00	$340,700 Land $159,300 Building $181,400

Flood & Wildfire

45 Urso Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.