45 Upton Ave S, Minneapolis, MN 55405 Property Records

Hennepin County property record for 45 Upton Ave S, Minneapolis, MN 55405

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.75 ba · 1,362 sqft · built 1942
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$322,000 (Mar 2021)
Tax Bill	$6,177 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Aug 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-029-24-12-0038`

Property Details

APN / Parcel Number

Primary APN	`29-029-24-12-0038`

Interior

Bedrooms	2 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,362 sqft Living Area
Gross Area	2,280 sqft
1st Floor Area	864 sqft
Basement Area	918 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	128 ft deep x 60 ft wide
Garage Type	Detached
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45 UPTON AVE S
City	MINNEAPOLIS
State	MN
Zip	55405-1943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 020 A AUDITORS SUBD. NO. 305 60.00 X 128.00
Legal Range	24
Legal Township	029
Legal Section	29
Legal Quarter	12
Legal Subdivision	AUDITORS SUBD. NO. 305
Legal Block	1
Legal Lot Number	20
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNEAPOLIS
Census Block Group	1
Census Block	1019
Census Tract	105100

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 UPTON AVE S, MINNEAPOLIS, MN 55405-1943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed, Transfer · Conventional Mortgage WINGS FINANCIAL CU
Aug 31, 2018	Deed of Trust, Mortgage · Line of Credit BREMER BK NA
Jan 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage GSF MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2021 · Amount on Record
Deed Sale	Mar 19, 2021 · Amount on Record
Deed Document Number	202110934045
Prior Transfer Date	Mar 12, 2021
Prior Transfer Doc	0010934045
Record Updated	Oct 29, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HENNEPIN MN
Recording Date	Mar 19, 2021
Property Address	45 UPTON AVE S, MINNEAPOLIS, MN 55405-1943
Document Number	0A10934045
Instrument Date	Mar 12, 2021
Instrument	A10934045
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,062.60
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 UPTON AVE S, MINNEAPOLIS, MN 55405-1943

Mortgage

Document Number	0A10934046
Date	Mar 19, 2021
Instrument	A10934046

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	45 UPTON AVE S, MINNEAPOLIS, MN 55405-1943
Document Number	0010604658
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	45 UPTON AVE S MINNEAPOLIS MN 554051943, MINNEAPOLIS, MN 55405-1943

Mortgage

Document Number	0010604658
Date	Oct 19, 2018
Instrument	10604658

Lender

Name	BREMER BK NA
Address	ST PAUL, MN 55102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2048

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	45 UPTON AVE S, MINNEAPOLIS, MN 55405-1943
Document Number	0010405890
Instrument Date	Jan 11, 2017
Transaction Type	Mortgage
Record Updated	Feb 2, 2017
Title Company	FIRST FINANCIAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	45 UPTON AVE S MINNEAPOLIS MN 554051943, MINNEAPOLIS, MN 55405-1943

Mortgage

Document Number	0010405890
Date	Jan 26, 2017
Instrument	10405890

Lender

Name	GSF MTG
Type	Mortgage Company
Address	BROOKFIELD, WI 53005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 25, 2037

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minneapolis City
Unified School District	Minneapolis Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,177.00 (+15.59%)	$409,600 (+0.39%) Land $225,000 Building $184,600	$409,600 (+0.39%) Land $225,000 Building $184,600
2023	$5,344.00 Homeowner's exemption
2022		$408,000 Land $193,000 Building $215,000	$408,000 Land $193,000 Building $215,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minneapolis serves 425,300 people · EPA ID MN1270024
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000

May also be available: PCs for People, Verizon.

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