Worcester County and Worcester City property record for 45 Upland St, Worcester, MA 01607 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,473 sqft · built 1940 |
| Lot Size | 0.226 acres (9,836 sqft) |
| Owner | Individual Name on File |
| Last Sale | $178,000 (Oct 2015) |
| Tax Bill | $4,630 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-038-00019 |
| Primary APN | 29-038-00019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,473 sqft Living Area |
| Gross Area | 2,556 sqft |
| 1st Floor Area | 888 sqft |
| Basement Area | 552 sqft |
| Unfinished Basement | 552 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,836 sqft (0.226 acres) |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|
| Account Number | 29-038-00019 |
|---|---|
| Street Address | 45 UPLAND ST |
| City | WORCESTER |
| State | MA |
| Zip | 01607-1627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 38 |
| Legal Lot Number | 19 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 732901 |
Source: Worcester County and Worcester City records · APN 29-038-00019
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 UPLAND ST, WORCESTER, MA 01607-1627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 05, 2019 | Deed of Trust, Mortgage · Balloon Mortgage GFA FEDERAL CREDIT UNION |
| Nov 02, 2017 | Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 23, 2015 · Amount on Record |
| Deed Sale | Oct 23, 2015 · Amount on Record |
| Prior Sale | Oct 24, 2008 · Amount on Record |
| Deed Book / Page | 54470 / 21 |
| Transfer Doc | 57987-89 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 45 UPLAND ST, WORCESTER, MA 01607-1627 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 61365-148 |
|---|---|
| Date | Nov 05, 2019 |
| Book Page | 61365/148 |
| Instrument | 118250 |
| Name | GFA FEDERAL CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Nov 02, 2017 |
| Property Address | 45 UPLAND ST, WORCESTER, MA 01607-1627 |
| Document Number | 57987-85 |
| Book / Page | 57987 / 85 |
| Instrument | 122905 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $34.17 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 UPLAND ST, WORCESTER, MA 01607-1627 |
| Document Number | 57987-89 |
|---|---|
| Date | Nov 02, 2017 |
| Book Page | 57987/89 |
| Instrument | 122906 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 01, 2047 |
Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,630.00 (+6.31%) | $351,000 (+15.57%) Land $118,600 Building $232,400 | $373,920 (+0.08%) |
| 2024 | $373,635 | ||
| 2023 | $4,355.00 | $303,700 Land $103,100 Building $200,600 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277329015, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 5% of the US · above 10% of Massachusetts |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 276 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fiber | 980 / 880 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Xfinity, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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