45 Unity St, Quincy, MA 02169 Property Records

Norfolk County and Quincy City property record for 45 Unity St, Quincy, MA 02169

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,236 sqft · built 1963
Lot Size	0.191 acres (8,300 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (Aug 2018)
Tax Bill	$10,753 (2026)
Deeds & Mortgages	Oct 2020 Refinance May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:4086 B:73 L:43`

Property Details

APN / Parcel Number

Primary APN	`M:4086 B:73 L:43`
Alternative APNs	`QUIN M:4086 B:73 L:43` `1293401`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,236 sqft Living Area
Gross Area	4,586 sqft
Basement Area	1,636 sqft
Unfinished Basement	1,636 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,300 sqft (0.191 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1293401
Street Address	45 UNITY ST
City	QUINCY
State	MA
Zip	02169-1140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	73
Legal Lot Number	43
Jurisdiction	QUINCY MA
Township / Civil Division	QUINCY
Census Block Group	3
Census Block	3006
Census Tract	418201

Owner

45 Unity St is owned and occupied by an individual who bought it in August 2018.

Source: Norfolk County and Quincy City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	45 UNITY ST, QUINCY, MA 02169-1140
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
May 15, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Aug 20, 2018	Quit Claim Deed, Transfer · Conventional with PMI LOANDEPOT COM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2018 · Amount on File
Deed Sale	Aug 20, 2018 · Amount on File
Prior Sale	Nov 16, 2015 · Amount on File
Transfer Doc	0001406765
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUINCY MA
Property Address	45 UNITY ST, QUINCY, MA 02169-1140
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001459062
Date	Oct 26, 2020
Instrument	1459062

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUINCY MA
Property Address	45 UNITY ST, QUINCY, MA 02169-1140
Document Number	0001421838
Instrument Date	May 15, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 UNITY ST QUINCY MA 021691140, QUINCY, MA 02169-1140

Mortgage

Document Number	0001421838
Date	May 20, 2019
Instrument	1421838

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 19, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	QUINCY MA
Recording Date	Aug 20, 2018
Property Address	45 UNITY ST, QUINCY, MA 02169-1140
Document Number	0000006765
Instrument Date	Aug 13, 2018
Instrument	6765
Transaction Type	Transfer
Record Updated	Sep 11, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 UNITY ST QUINCY MA 021691140, QUINCY, MA 02169-1140

Mortgage

Document Number	6766
Date	Aug 20, 2018
Instrument	6766

Lender

Name	LOANDEPOT COM

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 19, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 45 Unity St was $10,753, up 11.1% from the year before.

Source: Norfolk County and Quincy City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Quincy City
Unified School District	Quincy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,753.00 (+11.06%)	$912,800 (+8.71%) Land $335,200 Building $577,600	$963,110 (-)
2025	$9,682.00 (+4.79%)	$839,700 (+2.43%) Land $313,300 Building $526,400	$963,110 (+8.68%)
2024	$9,239.00 (+4.35%)	$819,800 (+3.05%) Land $298,500 Building $521,300	$886,160
2023	$8,854.00	$795,500 Land $284,400 Building $511,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Unity St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45 Unity St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUINCY WATER DEPT. (MWRA) serves 106,000 people · EPA ID MA3243000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2024
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 878 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, Starry, Verizon.

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