45 Union Rd, Belmont, NH 03220 Property Records

Belknap County and Belmont Town property record for 45 Union Rd, Belmont, NH 03220

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,179 sqft · built 1985
Lot Size	0.2 acres (8,712 sqft)
Owner	Trust Name on File
Last Sale	$180,000 (Mar 2018)
Tax Bill	$5,878 (2025)
Deeds & Mortgages	Mar 2021 Refinance Sep 2020 Sale + 1 more
APN	`BLMT M:105 B:003 L:000`

Property Details

APN / Parcel Number

Primary APN	`BLMT M:105 B:003 L:000`
Alternative APNs	`M:105 B:003 L:000 U:000` `3737`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,179 sqft Living Area
Gross Area	3,530 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1994
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3737
Street Address	45 UNION RD
City	BELMONT
State	NH
Zip	03220-3447
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RES
Legal Block	3
Jurisdiction	BELMONT TOWN NH
Township / Civil Division	BELMONT
Census Block Group	2
Census Block	2007
Census Tract	965801

Owner

Source: Belknap County and Belmont Town records · APN BLMT M:105 B:003 L:000

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	45 UNION RD, BELMONT, NH 03220-3447
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ST MARYS BANK
Sep 11, 2020	Warranty Deed, Transfer NOT AVAILABLE
Mar 16, 2018	Deed of Trust, Mortgage · FHA Mortgage SAINT MARYS BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 20, 2018 · Amount on Record
Deed Sale	Mar 20, 2018 · Amount on Record
Deed Document Number	20182634
Deed Book / Page	3161 / 153
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT TOWN NH
Property Address	45 UNION RD, BELMONT, NH 03220-3447
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3396-571
Date	Mar 12, 2021
Book Page	3396/571
Instrument	2103542

Lender

Name	ST MARYS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELMONT TOWN NH
Recording Date	Sep 11, 2020
Property Address	45 UNION RD, BELMONT, NH 03220-3447
Document Number	0002010883
Instrument Date	Sep 09, 2020
Instrument	2010883
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$2,651.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 UNION RD BELMONT NH 032203447, BELMONT, NH 03220-3447

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT TOWN NH
Property Address	45 UNION RD, BELMONT, NH 03220-3447
Document Number	0031610154
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018
Title Company	RED DOOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 UNION RD BELMONT NH 032203447, BELMONT, NH 03220-3447

Mortgage

Document Number	0031610154
Date	Mar 20, 2018
Book Page	003161/000154
Instrument	2635

Lender

Name	SAINT MARYS BK
Type	Bank
Address	MANCHESTER, NH 03103

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2048

Tax Assessment & Valuation

Source: Belknap County and Belmont Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Belknap County
County Subdivision	Belmont Town
Unified School District	Shaker Regional School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,878.00 (+10.49%)	$338,000 (-) Land $50,600 Building $287,400
2024	$5,320.00 (-4.95%)	$338,000 (+15.4%) Land $50,600 Building $287,400
2022	$5,597.00 (+21.65%)	$292,900 (+69.8%) Land $36,300 Building $256,600
2021	$4,601.00	$172,500 Land $25,100 Building $147,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cogeco Cable Holdings II Cable	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 48 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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