45 Uncas Rd, Stamford, CT 06902 Property Records

Stamford City property record for 45 Uncas Rd, Stamford, CT 06902

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,112 sqft · built 1949
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Nov 1998)
Tax Bill	$9,033 (2025)
Deeds & Mortgages	Jun 2023 Refinance Dec 2022 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2-0899`

Property Details

APN / Parcel Number

Primary APN	`2-0899`
Alternative APNs	`STAM M:002 B:0899` `002-0899`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,112 sqft Living Area
Gross Area	3,480 sqft
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1979
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	2-0899
Street Address	45 UNCAS RD
City	STAMFORD
State	CT
Zip	06902-7025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Block	899
Jurisdiction	STAMFORD CT
Township / Civil Division	STAMFORD
Census Block Group	4
Census Block	4004
Census Tract	21900

Owner

45 Uncas Rd is owned and occupied by two individuals who bought it in November 1998.

Source: Stamford City records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 UNCAS RD, STAMFORD, CT 06902-7025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
Dec 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
Dec 23, 2022	Deed of Trust, Mortgage · ARM LIBERTY BANK
Jul 21, 2017	Deed of Trust, Mortgage · Line of Credit WEBSTER BANK
Mar 22, 2018	Deed of Trust, Mortgage · Line of Credit PEOPLES UNITED BANK
Oct 12, 2018	Deed of Trust, Mortgage · Line of Credit LIBERTY FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 1998 · Amount on File
Deed Sale	Nov 12, 1998 · Amount on File
Prior Sale	Nov 23, 1994 · Amount on File
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAMFORD CT
Property Address	45 UNCAS RD, STAMFORD, CT 06902-7025
Transaction Type	Mortgage
Record Updated	Jun 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013183-194
Date	Jun 5, 2023
Book Page	13183/194
Instrument	2023006143

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAMFORD CT
Property Address	45 UNCAS RD, STAMFORD, CT 06902-7025
Transaction Type	Mortgage
Record Updated	Jan 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013117-288
Date	Dec 23, 2022
Book Page	13117/288
Instrument	2022019160

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2052

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAMFORD CT
Property Address	45 UNCAS RD, STAMFORD, CT 06902-7025
Transaction Type	Mortgage
Record Updated	Jan 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013117-56
Date	Dec 23, 2022
Book Page	13117/56
Instrument	2022019151

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Type Change Date	Jan 1, 2028
Index	Other

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAMFORD CT
Property Address	45 UNCAS RD, STAMFORD, CT 06902-7025
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	11774-79
Date	Jul 21, 2017
Book Page	11774/79
Instrument	2017012358

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAMFORD CT
Property Address	45 UNCAS RD, STAMFORD, CT 06902-7025
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	11915-274
Date	Mar 22, 2018
Book Page	11915/274
Instrument	2018005074

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	348 Months
Due	Mar 1, 2047

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAMFORD CT
Property Address	45 UNCAS RD, STAMFORD, CT 06902-7025
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12034-280
Date	Oct 12, 2018
Book Page	12034/280
Instrument	2018017684

Lender

Name	LIBERTY FEDERAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 45 Uncas Rd was $9,033.

Source: Stamford City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Stamford City
Unified School District	Stamford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,033.00	$377,640 Land $181,650 Building $195,990	$264,348 Land $127,155 Building $137,193
2024	$9,033.00 (-5.23%)
2023	$9,532.00 (+21.55%)	$377,640 (+30.83%) Land $181,650 Building $195,990
2022	$7,842.00	$288,640 Land $131,640 Building $157,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Uncas Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 45 Uncas Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000

May also be available: T-Mobile, Verizon, Xfinity.

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