45 Turtle Ct, Winchester, TN 37398 Property Records

Franklin County property record for 45 Turtle Ct, Winchester, TN 37398

Property Summary

Property Type	Single Family Home
Details	4.25 ba · 2,533 sqft · built 2021
Lot Size	0.217 acres (9,450 sqft)
Owner	Company Name on Record
Last Sale	$606,000 (Aug 2023)
Tax Bill	$3,372 (2022)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026065J J 09800`

Property Details

APN / Parcel Number

Primary APN	`026065J J 09800`
Alternative APN	`065J J 09800`

Interior

Full Baths	4.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,533 sqft Living Area
1st Floor Area	1,460 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,450 sqft (0.217 acres)
Lot Dimensions	105 ft deep x 90 ft wide
Garage Type	Finished
Garage Area	768 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	128 sqft
Deck Area	16 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	45 TURTLE CT
City	WINCHESTER
State	TN
Zip	37398-1757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TWIN CREEKS VILLAGE PHASE V
Legal Lot Number	376
Jurisdiction	FRANKLIN TN
Township / Civil Division	1
Census Block Group	1
Census Block	1005
Census Tract	960402

Owner

Source: Franklin County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8450 WHITE RD, A, PHELAN, CA 92371-6592
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage REGIONS BANK
Aug 9, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 13, 2021	Warranty Deed, Transfer ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2023 · Amount on Record
Deed Sale	Aug 9, 2023 · Amount on Record
Prior Sale	May 13, 2021 · Amount on Record
Deed Document Number	20234885
Deed Book / Page	478 / 320
Prior Transfer Date	Aug 1, 2023
Prior Transfer Doc	0023004887
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Aug 9, 2023
Property Address	45 TURTLE CT, WINCHESTER, TN 37398-1757
Document Number	0023004885
Book / Page	D478 / 320
Map Reference	MB P684 PG 30
Instrument Date	Aug 2, 2023
Instrument	23004885
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 27, 2026
Title Company	ESTATE TITLE, MID STATE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,242.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8450 WHITE RD, PHELAN, CA 92371-6592

Mortgage

Document Number	0023004886
Date	Aug 9, 2023
Instrument	23004886

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN TN
Recording Date	Aug 9, 2023
Property Address	45 TURTLE CT, WINCHESTER, TN 37398-1757
Document Number	0023004887
Book / Page	D478 / 323
Map Reference	MB P685 PG 24
Instrument Date	Aug 1, 2023
Instrument	23004887
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 2153, BIRMINGHAM, AL 35287-0002

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	May 13, 2021
Property Address	45 TURTLE CT, WINCHESTER, TN 37398-1757
Document Number	0021004335
Book / Page	D0454 / 502
Map Reference	MB P685 PG 24
Instrument Date	May 11, 2021
Instrument	21004335
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$308.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 REYNOLDS RD, FRANKLIN, TN 37064-2926
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Municipality	Winchester City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$135,325 (+1.16%) Land $25,000 Building $110,325
2023		$133,775 (-) Land $25,000 Building $108,775
2022	$3,372.00	$133,775 Land $25,000 Building $108,775	$541,300 (+1.16%) Land $100,000 Building $441,300
2021			$535,100 Land $100,000 Building $435,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER SYSTEM serves 25,683 people · EPA ID TN0000754
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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