Fannin County property record for 45 Turning Lay Rd, Morganton, GA 30560
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,230 sqft · built 2011 |
| Lot Size | 2.49 acres (108,464 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $419,000 (Nov 2020) |
| Tax Bill | $1,550 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0006 28J02 |
| Primary APN | 0006 28J02 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,230 sqft Heated Area |
| 1st Floor Area | 1,760 sqft |
| Flooring | Hardwood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 108,464 sqft (2.49 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 1,504 sqft |
| Porch | Slab |
| Porch Area | 768 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 28240 |
|---|---|
| Street Address | 45 TURNING LAY RD |
| City | MORGANTON |
| State | GA |
| Zip | 30560-3173 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 8-1 LL266 P/OLT7 DB1382-522* 2.485 ACS |
| Legal Subdivision | BESSIE PATTERSON SD |
| Legal Lot Number | P,O 7 |
| Jurisdiction | FANNIN GA |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 50500 |
Source: Fannin County records, as of March 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 TURNING LAY RD, MORGANTON, GA 30560-3173 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2020 | Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK |
| Nov 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SLOCUM BETTY A TRUSTEE |
| Nov 4, 2020 | Warranty Deed, Transfer SLOCUM BETTY A TRUSTEE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2020 · Amount on Record |
| Deed Sale | Nov 4, 2020 · Amount on Record |
| Prior Sale | Sep 21, 2011 · Amount on Record |
| Deed Document Number | 20203001 |
| Deed Book / Page | 1382 / 522 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN GA |
| Property Address | 45 TURNING LAY RD, MORGANTON, GA 30560-3173 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 45 TURNING LAY RD, MORGANTON, GA 30560-3173 |
| Document Number | 0000001374/0000000635 |
|---|---|
| Date | Sep 29, 2020 |
| Book Page | 0000001374/0000000635 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN GA |
| Property Address | 45 TURNING LAY RD, MORGANTON, GA 30560-3173 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 45 TURNING LAY RD, MORGANTON, GA 30560-3173 |
| Document Number | 0000001382/0000000524 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 0000001382/0000000524 |
| Instrument | 002535070014 |
| Name | SLOCUM BETTY A TRUSTEE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 1, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FANNIN GA |
| Recording Date | Nov 4, 2020 |
| Property Address | 45 TURNING LAY RD, MORGANTON, GA 30560-3173 |
| Document Number | 001382/522 |
| Book / Page | 1382 / 522 |
| Instrument Date | Nov 4, 2020 |
| Instrument | 2020-003001 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3571 KENT DR, NAPLES, FL 34112-3737 |
| Document Number | 0000001382/0000000524 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 0000001382/0000000524 |
| Instrument | 002535070014 |
| Name | SLOCUM BETTY A TRUSTEE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jan 1, 2021 |
Source: Fannin County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Fannin County |
| Unified School District | Fannin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,550.00 (-23.53%) Homeowner's exemption | $182,600 (+27.56%) Land $11,330 Building $171,270 | $456,500 (+27.56%) Land $28,324 Building $428,176 |
| 2023 | $143,146 (-1%) Land $11,330 Building $131,816 | $357,864 (-1%) Land $28,324 Building $329,540 | |
| 2022 | $2,027.00 | $144,588 Land $11,330 Building $133,258 | $361,470 Land $28,324 Building $333,146 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Apr 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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