45 Turner Rd, Charlton, MA 01507 Property Records

Worcester County and Charlton Town property record for 45 Turner Rd, Charlton, MA 01507

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,408 sqft · built 1999
Lot Size	1.42 acres (61,855 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,000 (Jun 2023)
Tax Bill	$6,002 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CHAR M:0055 B:000A L:00010-2`

Property Details

APN / Parcel Number

Primary APN	`CHAR M:0055 B:000A L:00010-2`
Alternative APNs	`CHRL M:0055 B:000A L:00010-2` `M:0055 B:000A L:00010=2`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,408 sqft Living Area
Gross Area	5,008 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	61,855 sqft (1.42 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	45 TURNER RD
City	CHARLTON
State	MA
Zip	01507-1433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	A
Legal Lot Number	10-2
Jurisdiction	CHARLTON MA
Township / Civil Division	CHARLTON
Census Block Group	3
Census Block	3001
Census Tract	756102

Owner

Source: Worcester County and Charlton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 TURNER RD, CHARLTON, MA 01507-1433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NAVY FCU
Aug 23, 2018	Deed of Trust, Mortgage RI CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2023 · Amount on Record
Deed Sale	Jun 21, 2023 · Amount on Record
Deed Book / Page	69280 / 148
Record Updated	Oct 29, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	Jun 21, 2023
Property Address	45 TURNER RD, CHARLTON, MA 01507-1433
Document Number	069280-148
Book / Page	69280 / 148
Instrument Date	Jun 21, 2023
Instrument	48624
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 TURNER RD, CHARLTON, MA 01507-1433
Investor	Possibly a Property Investor

Mortgage

Document Number	0000048625
Date	Jun 21, 2023
Instrument	48625

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	45 TURNER RD, CHARLTON, MA 01507-1433
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59303-74
Date	Aug 23, 2018
Book Page	59303/74
Instrument	88961

Lender

Name	RI CREDIT UNION

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Aug 1, 2025

Tax Assessment & Valuation

Source: Worcester County and Charlton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Charlton Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,002.00 (+1.76%)	$548,600 (+3.53%) Land $84,200 Building $464,400	$614,159 (-11.45%)
2025	$5,898.00 (+4.19%)	$529,900 (+6.15%) Land $81,200 Building $448,700	$693,595 (+6.8%)
2024	$5,661.00 (+5.28%)	$499,200 (+12.99%) Land $78,200 Building $421,000	$649,420
2023	$5,377.00	$441,800 Land $75,100 Building $366,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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