45 Trudy Ln, Buffalo, NY 14227 Property Records

Erie County and Cheektowaga Town property record for 45 Trudy Ln, Buffalo, NY 14227

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,181 sqft · built 1961
Lot Size0.17 acres (7,405 sqft)
Owner2 Trust Names on Record
Tax Bill$6,396 (2026)
Deeds & MortgagesDec 2023 Transfer
Flood ZoneZone X (minimal risk)
APN143089 113.73-3-9

Property Details

APN / Parcel Number

Primary APN143089 113.73-3-9
Alternative APNs
  • 30891137300003009000
  • 038 0249000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,181 sqft Living Area
1st Floor Area1,181 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleRanch
Exterior MaterialBrick
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions179 ft deep x 40 ft wide
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area108 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number038 0249000
Street Address45 TRUDY LN
CityBUFFALO
StateNY
Zip14227-1903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02R
Legal DescriptionMC 1983 SL 20 40/120 179
Legal SubdivisionBUFFALO CREEK RESERVATION
Legal Block3
Legal Lot Number9.000
JurisdictionERIE NY
Township / Civil DivisionCHEEKTOWAGA
Census Block Group2
Census Block2004
Census Tract10902

Owner

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address45 TRUDY LN, BUFFALO, NY 14227-1903
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2011
Deed SaleAug 1, 2011
Deed Document Number20112011156094
Deed Book / Page11206 / 5784
Last Transfer DateOct 16, 2023
Transfer Doc0114261117
Record UpdatedOct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionERIE NY
Recording DateDec 22, 2023
Property Address45 TRUDY LN, CHEEKTOWAGA, NY 14227-1903
Document Number0114261117
Book / Page11426 / 1117
Instrument DateOct 16, 2023
Instrument2023221511
Transaction TypeTransfer
Record UpdatedFeb 1, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address45 TRUDY LN, CHEEKTOWAGA, NY 14227-1903

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address45 TRUDY LN, CHEEKTOWAGA, NY 14227-1903

Tax Assessment & Valuation

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionCheektowaga Town
Unified School DistrictCheektowaga-Sloan Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,396.00 (+0.88%) Homeowner's exemption Senior Citizen's exemption
2025$6,340.00 (+3.24%)$170,000 (-) Land $21,300 Building $148,700$226,667 (+6.67%) Land $28,400 Building $198,267
2024$6,141.00 Homeowner's exemption Senior Citizen's exemption$170,000 (-) Land $21,300 Building $148,700$212,500 (+13.75%) Land $26,625 Building $185,875
2023Homeowner's exemption Senior Citizen's exemption$170,000 Land $21,300 Building $148,700$186,813 Land $23,407 Building $163,406

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1979–2021)
Most Recent ClaimOct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA DIRECT
public/private · serves 313,380 people · EPA ID NY1400443
Water SourceSurface water
Last State InspectionNov 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: GoNetspeed.

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