Seneca County and Seneca Falls Town property record for 45 Troy St, Seneca Falls, NY 13148
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,468 sqft · built 1910 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $54,700 (Aug 2004) |
| Tax Bill | $3,193 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Aug 2018 Sale |
| APN | 453289 06-1-28 |
| Primary APN | 453289 06-1-28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,468 sqft Living Area |
| 1st Floor Area | 896 sqft |
| 2nd Floor Area | 572 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 92 ft deep x 46 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 126 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 45 TROY ST |
|---|---|
| City | SENECA FALLS |
| State | NY |
| Zip | 13148-1124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 1 |
| Legal Lot Number | 28.000 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | SENECA FALLS |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 950200 |
Source: Seneca County and Seneca Falls Town records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 TROY ST, SENECA FALLS, NY 13148-1124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · Line of Credit |
| Aug 21, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2004 · Amount on Record |
| Deed Sale | Aug 9, 2004 · Amount on Record |
| Deed Book / Page | 691 / 169 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Jun 25, 2026 |
| Property Address | 45 TROY ST, SENECA FALLS, NY 13148-1124 |
| Document Number | 0000074908 |
| Book / Page | 1998 / 307 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 202674908 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 45 TROY ST, SENECA FALLS, NY 13148-1124 |
| Document Number | 0000074908, |
|---|---|
| Date | Jun 25, 2026 |
| Book Page | 1998/307 |
| Instrument | 202674908 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Aug 21, 2018 |
| Property Address | 45 TROY ST, SENECA FALLS, NY 13148-1124 |
| Document Number | 000976/234 |
| Book / Page | 976 / 234 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 TROY ST, SENECA FALLS, NY 13148-1124 |
Source: Seneca County and Seneca Falls Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Seneca Falls Town |
| Unified School District | Seneca Falls Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,193.00 (+183.82%) | $110,000 (-) Land $5,600 Building $104,400 | $120,879 (+9.89%) Land $6,154 Building $114,725 |
| 2023 | $110,000 Land $5,600 Building $104,400 | $110,000 Land $5,600 Building $104,400 | |
| 2019 | $1,125.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SENECA FALLS serves 9,400 people · EPA ID NY4901198 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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