Madison County property record for 45 Trout Dr, Highland, IL 62249
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,024 sqft · built 1974 |
| Lot Size | 0.224 acres (9,786 sqft) |
| Owner | Individual Name on File |
| Last Sale | $237,000 (Feb 2024) |
| Tax Bill | $4,517 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Oct 2023 Mortgage + 4 more |
| APN | 02-2-18-33-17-305-020 |
| Primary APN | 02-2-18-33-17-305-020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,024 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 9,786 sqft (0.224 acres) |
| Lot Dimensions | 140 ft deep x 69 ft wide |
| Garage Type | Attached |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 45 TROUT DR |
|---|---|
| City | HIGHLAND |
| State | IL |
| Zip | 62249-1783 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FIFTH ADD TO LAKELAND TERRACE SUBD LOT 137 69.9X140 |
| Legal Subdivision | FIFTH SUBD |
| Legal Lot Number | 137 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | SALINE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 403603 |
45 Trout Dr is owned and occupied by an individual who bought it in February 2024.
Source: Madison County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 TROUT DR, HIGHLAND, IL 62249-1783 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 20, 2024 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Oct 31, 2023 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK |
| Oct 30, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK |
| Mar 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK |
| Oct 25, 2017 | Grant Deed, Transfer BANK OF EDWARDSVILLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2024 · Amount on File |
| Deed Sale | Feb 20, 2024 · Amount on File |
| Prior Sale | Oct 25, 2017 · Amount on File |
| Deed Document Number | 20244416 |
| Prior Transfer Date | Oct 25, 2023 |
| Prior Transfer Doc | 0000029194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Feb 20, 2024 |
| Property Address | 45 TROUT DR, HIGHLAND, IL 62249-1783 |
| Document Number | 0000004416 |
| Map Reference | PB 40 PG 113 |
| Instrument Date | Feb 13, 2024 |
| Instrument | 2024R04416 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $355.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 TROUT DR, HIGHLAND, IL 62249-1783 |
| Document Number | 0000004417 |
|---|---|
| Date | Feb 20, 2024 |
| Instrument | 2024R04417 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 45 TROUT DR, HIGHLAND, IL 62249-1783 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000029353 |
|---|---|
| Date | Oct 31, 2023 |
| Instrument | 2023R29353 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 9.24% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Oct 30, 2023 |
| Property Address | 45 TROUT DR, HIGHLAND, IL 62249-1783 |
| Document Number | 0000029194 |
| Map Reference | PB 39 PG 107 |
| Instrument Date | Oct 25, 2023 |
| Instrument | 2023R29194 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 TROUT DR, HIGHLAND, IL 62249-1783 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45 TROUT DR, HIGHLAND, IL 62249-1783 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 45 TROUT DR, HIGHLAND, IL 62249-1783 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003036 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 2022R03036 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 11, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 45 TROUT DR, HIGHLAND, IL 62249-1783 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOUTHERN ILLINOIS REAL ESTAT |
| Name | Verified Name |
|---|
| Document Number | 0000010280 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 2020R10280 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Apr 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Oct 25, 2017 |
| Property Address | 45 TROUT DR, HIGHLAND, IL 62249-1783 |
| Document Number | 0000036131 |
| Instrument Date | Oct 19, 2017 |
| Instrument | 36131 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | COMMUNITY TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 TROUT DR HIGHLAND IL 622491783, HIGHLAND, IL 62249-1783 |
| Document Number | 36132 |
|---|---|
| Date | Oct 25, 2017 |
| Instrument | 36132 |
| Name | BANK OF EDWARDSVILLE |
|---|---|
| Type | Bank |
| Address | EDWARDSVILLE, IL 62025 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 24, 2047 |
| Rate | 4.12% |
|---|
The 2025 property tax bill for 45 Trout Dr was $4,517 with a homeowner's exemption, down 2.2% from the year before.
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Saline Township |
| Municipality | Highland City |
| Unified School District | Highland Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,517.00 (-2.17%) | $68,350 Land $11,590 Building $56,760 | $205,050 Land $34,770 Building $170,280 |
| 2024 | $4,617.00 | ||
| 2022 | $4,050.00 | $53,310 Land $9,040 Building $44,270 | $160,090 Land $27,147 Building $132,943 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 45 Trout Dr.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
The area around 45 Trout Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLAND serves 10,674 people · EPA ID IL1190550 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Communication Services Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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