Mathews County property record for 45 Trouble Ln, Mathews, VA 23109
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,160 sqft · built 2003 |
| Lot Size | 0.647 acres (28,183 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,175 (2026) |
| Deeds & Mortgages | Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 26A1-4-2 |
| Primary APN | 26A1-4-2 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,160 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,183 sqft (0.647 acres) |
| Garage Type | Attached |
| Garage Area | 299 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 45 TROUBLE LN |
|---|---|
| City | MATHEWS |
| State | VA |
| Zip | 23109-2259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DB 258-97 PL-DB 255-213 |
| Legal Lot Number | 2 |
| Jurisdiction | MATHEWS VA |
| Township / Civil Division | WESTVILLE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 951302 |
45 Trouble Ln is owned and occupied by an individual.
Source: Mathews County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 TROUBLE LN, MATHEWS, VA 23109-2259 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MATHEWS VA |
| Property Address | 45 TROUBLE LN, MATHEWS, VA 23109-2259 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 170000449 |
|---|---|
| Date | Apr 10, 2017 |
| Instrument | 170000449 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 419 Months |
| Due | Mar 27, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 45 Trouble Ln was $1,175, up 0.1% from the year before.
Source: Mathews County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Mathews County |
| Unified School District | Mathews County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,175.00 (+0.09%) | $189,500 Land $32,600 Building $156,900 | |
| 2025 | $1,174.00 | ||
| 2023 | $1,061.00 | $189,500 Land $32,600 Building $156,900 | $189,500 Land $32,600 Building $156,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Trouble Ln in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 139 policies |
| Nearby Flood Policies | 139 in force |
| Nearby Flood Claims | 13 (2003–2009) |
| Most Recent Claim | Nov 2009 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Trouble Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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