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45 Trinity Dr, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 45 Trinity Dr, West Springfield, MA 01089 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,658 sqft · built 1995
Lot Size0.356 acres (15,493 sqft)
OwnerIndividual Name on File
Last Sale$285,100 (Dec 2018)
Tax Bill$5,854 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Apr 2024 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN550-00011-0C-001

Property Details

APN / Parcel Number

Primary APN550-00011-0C-001
Alternative APN
  • WSPR M:00550 B:00011 L:0000C

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,658 sqft Living Area
Gross Area4,090 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,493 sqft (0.356 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number550-00011-0C-001
Street Address45 TRINITY DR
CityWEST SPRINGFIELD
StateMA
Zip01089-1825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block11
Legal Lot NumberC
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group3
Census Block3022
Census Tract812201

Owner

Source: Hampden County and West Springfield Town City records · APN 550-00011-0C-001

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address45 TRINITY DR, WEST SPRINGFIELD, MA 01089-1825
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2021Deed of Trust, Mortgage · FHA Mortgage
NAVY FCU
Apr 26, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
NAVY FCU
Jan 08, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
NAVY FCU
Dec 07, 2018Quit Claim Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 07, 2018 · Amount on Record
Deed SaleDec 07, 2018 · Amount on Record
Prior SaleOct 03, 1995 · Amount on Record
Deed Book / Page22474 / 77
Transfer Doc0000011102
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST SPRINGFIELD MA
Property Address45 TRINITY DR, WEST SPRINGFIELD, MA 01089-1825
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number023709-246
DateFeb 16, 2021
Book Page23709/246
Instrument10460
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST SPRINGFIELD MA
Property Address45 TRINITY DR, WEST SPRINGFIELD, MA 01089-1825
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025395-444
DateApr 26, 2024
Book Page25395/444
Instrument17584
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term481 Months
DueMay 01, 2064

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST SPRINGFIELD MA
Property Address45 TRINITY DR, WEST SPRINGFIELD, MA 01089-1825
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23035-547
DateJan 08, 2020
Book Page23035/547
Instrument957
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateDec 07, 2018
Property Address45 TRINITY DR, WEST SPRINGFIELD, MA 01089-1825
Document Number22474-77
Book / Page022474 / 000077
Instrument DateDec 04, 2018
Instrument72884
Transaction TypeTransfer
Record UpdatedDec 26, 2018

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,325.72
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 DORWIN DR WEST SPRINGFIELD MA 010893015, WEST SPRINGFIELD, MA 01089-3015

Mortgage

Document Number22474-80
DateDec 07, 2018
Book Page022474/000080
Instrument72885
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 06, 2048

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,854.00 (+1.46%)$393,700 (+1.05%) Land $132,900 Building $260,800$420,660
2024$5,770.00 (+3.26%)$389,600 (+8.34%) Land $132,900 Building $256,700
2023$5,588.00$359,600 Land $139,600 Building $220,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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