45 Tremont St, Warwick, RI 02889 Property Records

Warwick City property record for 45 Tremont St, Warwick, RI 02889

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 894 sqft · built 1979
Lot Size0.184 acres (8,000 sqft)
Owner2 Individual Names on Record
Tax Bill$4,192 (2025)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN34902450000

Property Details

APN / Parcel Number

Primary APN34902450000
Alternative APNs
  • WARW M:349 B:0245 L:0000
  • 113493550

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area894 sqft Living Area
Gross Area2,026 sqft
1st Floor Area894 sqft
Basement Area864 sqft
Unfinished Basement240 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,000 sqft (0.184 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number113493550
Street Address45 TREMONT ST
CityWARWICK
StateRI
Zip02889-8158
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA7
Legal Block245
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group2
Census Block2027
Census Tract21800

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address45 TREMONT ST, WARWICK, RI 02889-8158
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address45 TREMONT ST, WARWICK, RI 02889-8158
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number8874-204
DateAug 7, 2017
Book Page8874/204
Instrument11538
Lender
NameCITIZENS BANK
TypeBank
Agreement
AmountAmount Recorded
Term240 Months
DueAug 1, 2037

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,192.00 (+7.65%)$330,100 (+20.3%) Land $103,700 Building $226,400
2024$334,020
2023$3,894.00 (+6.19%)$274,400 (+40.14%) Land $85,600 Building $188,800
2022$3,667.00$195,800 Land $52,800 Building $143,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims13 (1979–2010)
Claims Outside the SFHA7 of 13
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Tremont St

Nearby Streets

Search Property Records by Address or Parcel Number