45 Townsend Ave, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 45 Townsend Ave, Lowell, MA 01854

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,714 sqft · built 2002
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$469,900 (Dec 2023)
Tax Bill	$5,777 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Nov 2022 Foreclosure + 1 more
Flood Zone	Zone AE (high risk)
APN	`G08250`

Property Details

APN / Parcel Number

Primary APN	`G08250`
Alternative APNs	`LOWE M:43 B:5750 L:45` `M:000043 T:G08250`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,714 sqft Living Area
Gross Area	3,478 sqft
1st Floor Area	830 sqft
Attic	Attic
Attic Area	816 sqft
Basement Area	288 sqft
Unfinished Basement	288 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	G08250
Street Address	45 TOWNSEND AVE
City	LOWELL
State	MA
Zip	01854-2014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SSF
Legal Block	5750
Legal Lot Number	45
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3008
Census Tract	310601

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 TOWNSEND AVE, LOWELL, MA 01854-2014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Nov 7, 2022	Foreclosure
Aug 12, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2023 · Amount on Record
Deed Sale	Dec 29, 2023 · Amount on Record
Prior Sale	Nov 7, 2022 · Amount on Record
Deed Book / Page	38258 / 157
Prior Transfer Date	Oct 13, 2022
Prior Transfer Doc	0037494-50
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWELL MA
Recording Date	Dec 29, 2023
Property Address	45 TOWNSEND AVE, LOWELL, MA 01854-2014
Document Number	038258-157
Book / Page	38258 / 157
Instrument Date	Dec 28, 2023
Instrument	38469
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 TOWNSENF AVE, LOWELL, MA 01854-2014

Mortgage

Document Number	0000038470
Date	Dec 29, 2023
Instrument	38470

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2022: Foreclosure

Document Type	Foreclosure
Jurisdiction	LOWELL MA
Recording Date	Nov 7, 2022
Property Address	45 TOWNSEND AVE, LOWELL, MA 01854-2014
Document Number	0037494-50
Book / Page	37494 / 50
Instrument Date	Oct 13, 2022
Instrument	45716
Transaction Type	Foreclosure
Record Updated	Nov 24, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 S DOUGLASS RD STE 200, 200, ANAHEIM, CA 92806-5951

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Aug 12, 2019
Property Address	45 TOWNSEND AVE, LOWELL, MA 01854-2014
Document Number	33238-286
Book / Page	033238 / 000286
Instrument Date	Aug 9, 2019
Instrument	33330
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 TOWNSEND AVE LOWELL MA 018542014, LOWELL, MA 01854-2014

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,777.00 (+7.74%)	$509,000 (+8.97%) Land $190,700 Building $318,300	$583,810 (+19.89%)
2025	$5,362.00 (-1.14%)	$467,100 (+2.57%) Land $178,200 Building $288,900	$486,970 (+11.17%)
2024	$5,424.00 (+6.1%)	$455,400 (+10.64%) Land $166,500 Building $288,900	$438,045
2023	$5,112.00	$411,600 Land $144,800 Building $266,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	54 (1978–2026)
Claims Outside the SFHA	3 of 54
Most Recent Claim	Apr 2026 · other causes
Claims by Event	Severe Storms And Flooding, May 2006 · 26 claims Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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