Westerly Town property record for 45 Tower St, Westerly, RI 02891 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1928 |
| Square Footage | 1,120 sqft Living Area |
| Lot Size | 6,871 sqft (0.158 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $290,000 (2022) |
| Tax Bill | $2,111.00 (2025) |
| Primary APN | WEST M:68 B:64 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,120 sqft Living Area |
| Gross Area | 2,132 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,871 sqft (0.158 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 12206740 |
|---|---|
| Street Address | 45 TOWER ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1941 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 64 |
| Jurisdiction | WESTERLY RI |
| Minor Civil Division | WESTERLY |
| Census Blockgroup | 2 |
| Census Block | 2035 |
| Census Tract | 50901 |
Source: Westerly Town records · APN WEST M:68 B:64
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 TOWER ST, WESTERLY, RI 02891-1941 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Nov 28, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Aug 26, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 26, 2022 · Amount on Record |
| Deed Sale | Aug 26, 2022 · Amount on Record |
| Prior Sale | Jun 30, 2005 · Amount on Record |
| Deed Doc Number | 20223608 |
| Deed Book / Page | 2022 / 15071 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 45 TOWER ST, WESTERLY, RI 02891-1941 |
| Transaction Type | Mortgage |
| Record Updated | Dec 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023-16029 |
|---|---|
| Date | Nov 28, 2023 |
| Book Page | 2023/16029 |
| Instrument | 2023-3984 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Dec 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Aug 26, 2022 |
| Property Address | 45 TOWER ST, WESTERLY, RI 02891-1941 |
| Document Number | 2022-15071 |
| Book / Page | 2022 / 15071 |
| Instrument Date | Aug 25, 2022 |
| Instrument | 2022-3608 |
| Transaction Type | Transfer |
| Record Updated | Sep 08, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 45 TOWER ST, WESTERLY, RI 02891-1941 |
| Document Number | 0020223609 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 2022-3609 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,111.00 (+2.73%) | $271,400 (+34.16%) Land $144,400 Building $127,000 |
| 2023 | $2,055.00 (-1.96%) | $202,300 (-2.51%) Land $103,200 Building $99,100 |
| 2022 | $2,096.00 | $207,500 Land $103,200 Building $104,300 |
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