45 Tower Ct, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 45 Tower Ct, Saint Augustine, FL 32092 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2026
Lot Size	6,969 sqft (0.16 acres)
Occupancy	Owner Occupied
Last Sale	$479,000 (2026)
Tax Bill	$4,134.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`010023-0040`

Exterior

Year Built	Built 2026
Lot Area	6,969 sqft (0.16 acres)

Location & Zoning

Street Address	45 TOWER CT
City	SAINT AUGUSTINE
State	FL
Zip	32092-0291
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	125/63-66 SHEARWATER PHASE 3F-2 LOT 4 OR6215/183
Legal Subdivision	SHEARWATER PHASE 3F2
Legal Block	1
Legal Lot Number	4
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	2
Census Block	2000
Census Tract	20907

Owner

Source: St. Johns County records · APN 010023-0040

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 TOWER CT, SAINT AUGUSTINE, FL 32092-0291
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	Sep 04, 2025 · Amount on Record
Deed Doc Number	202626784
Deed Book / Page	6333 / 864
Record Refreshed	Sep 20, 2026

March 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 31, 2026
Property Address	45 TOWER CT, SAINT AUGUSTINE, FL 32092-0291
Document Number	0063330864
Book / Page	6333 / 864
Map Reference	MB 125 PG 63-66
Instrument Date	Mar 27, 2026
Instrument	2026026784
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 10, 2026
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,353.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 TOWER CT, ST AUGUSTINE, FL 32092-0291

Mortgage

Document Number	0006333866
Date	Mar 31, 2026
Instrument	6333/866

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,000 (-13.04%) Land $100,000	$100,000 (-13.04%) Land $100,000
2025	$4,134.00	$115,000	$115,000 Land $115,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 33% of Florida
Wildfire Likelihood	About 1 in 629 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.