45 Totten Ln, Front Royal, VA 22630 Property Records

Warren County property record for 45 Totten Ln, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,526 sqft · built 1949
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$1,952 (2026)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18/34`

Property Details

APN / Parcel Number

Primary APN	`18/34`
Alternative APN	`6630`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,526 sqft Living Area
Gross Area	4,822 sqft
1st Floor Area	1,526 sqft
Basement Area	704 sqft
Unfinished Basement	704 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1989
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	694 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6630
Old Parcel Number	18 34
Street Address	45 TOTTEN LN
City	FRONT ROYAL
State	VA
Zip	22630-8508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	CARNET F LAING
Legal Subdivision	FORK-COUNTY
Jurisdiction	WARREN VA
Township / Civil Division	FORK
Census Block Group	3
Census Block	3024
Census Tract	20300

Owner

45 Totten Ln is owned and occupied by an individual.

Source: Warren County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	45 TOTTEN LN, FRONT ROYAL, VA 22630-8508
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	45 TOTTEN LN, FRONT ROYAL, VA 22630-8508
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	NORTHWEST TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210007266
Date	Aug 18, 2021
Instrument	210007266

Lender

Name	NORTHWEST FCU
Type	Credit Union
Address	HERNDON, VA 20170

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 45 Totten Ln was $1,952, up 18.8% from the year before.

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,952.00 (+18.81%)	$343,100 (-) Land $65,000 Building $278,100
2025	$1,643.00 (+35.45%)	$343,100 (+38.51%) Land $65,000 Building $278,100	$343,100 (+38.51%) Land $65,000 Building $278,100
2024	$1,213.00	$247,700 (-) Land $46,000 Building $201,700	$247,700 (-) Land $46,000 Building $201,700
2023		$247,700 Land $46,000 Building $201,700	$247,700 Land $46,000 Building $201,700
2022	$1,213.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Totten Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1996)
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Totten Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 60% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20