Harnett County property record for 45 Timber Skip Dr, Spring Lake, NC 28390 · Last verified September 2023
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,963 sqft · built 2015 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Jun 2022) |
| Tax Bill | $2,510 (2023) |
| Deeds & Mortgages | Oct 2022 Mortgage Dec 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500050168 |
| Primary APN | 1500050168 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,963 sqft Heated Area |
| Gross Area | 3,365 sqft |
| 1st Floor Area | 1,031 sqft |
| Flooring | Concrete/Cement |
| Fireplace | Prefabricated |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,276 sqft (0.189 acres) |
| Garage Area | 440 sqft |
| Porch | Porch |
| Porch Area | 203 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1500050168 |
|---|---|
| Street Address | 45 TIMBER SKIP DR |
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-5801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT#3 ACC/ANDERSON CREEK CROSSING MAP#2015-258 |
| Legal Subdivision | ANDERSON CREEK CLUB |
| Legal Lot Number | 3 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 71204 |
Source: Harnett County records · APN 1500050168
Assessment roll updated January 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 45 TIMBER SKIP DR, SPRING LAKE, NC 28390-5801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2022 | Deed of Trust, Mortgage · VA Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Dec 13, 2017 | Deed of Trust, Mortgage · VA Mortgage UNITED SECURITY FINANCIAL CORP |
| Jun 21, 2022 | Warranty Deed, Transfer · VA Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 21, 2022 · Amount on Record |
| Deed Sale | Jun 21, 2022 · Amount on Record |
| Prior Sale | Sep 02, 2016 · Amount on Record |
| Deed Document Number | 0041552581 |
| Deed Book / Page | 4155 / 2581 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 45 TIMBER SKIP DR, SPRING LAKE, NC 28390-5801 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000111252 |
|---|---|
| Date | Oct 10, 2022 |
| Book Page | 4170/46 |
| Instrument | 2022111252 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28207 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 45 TIMBER SKIP DR, SPRING LAKE, NC 28390-5801 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000018477 |
|---|---|
| Date | Dec 13, 2017 |
| Book Page | 3565/0339 |
| Instrument | 2017018477 |
| Name | UNITED SECURITY FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84121 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 01, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 3.25% |
| Index | 1-Year CMT |
| Max Rate | 7.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Jun 21, 2022 |
| Property Address | 45 TIMBER SKIP DR, SPRING LAKE, NC 28390-5801 |
| Document Number | 0000103275 |
| Book / Page | 4155 / 2581 |
| Map Reference | MB 2015 PG 238 |
| Instrument Date | Jun 01, 2022 |
| Instrument | 2022103275 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 308 ROUTE 37, 308, GOREVILLE, IL 62939-3603 |
| Name | Verified Name |
|---|---|
| Address | 45 TIMBER SKIP DR, SPRING LAKE, NC 28390-5801 |
| Document Number | 0000103276 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 2022103276 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
Source: Harnett County records · Assessment roll updated January 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,510.00 | $346,010 | $346,010 Land $42,750 Building $303,260 |
Source: FEMA National Flood Hazard Layer, Harnett County (37085C), updated March 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370850712042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 21 individual NFIP policies nearby |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 6 (2013–2018) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2018, rainfall accumulation, Hurricane Florence |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 49% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,124 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 62 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Brightspeed | Fiber | 940 / 940 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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