45 Thunderbird Dr, Oakland, NJ 07436 Property Records

Bergen County and Oakland Borough property record for 45 Thunderbird Dr, Oakland, NJ 07436

Property Summary

Property Type	Single Family Home
Details	2,472 sqft · built 1962
Lot Size	1.1 acres (48,308 sqft)
Owner	2 Individual Names on File
Last Sale	$307,500 (Jan 1996)
Tax Bill	$17,943 (2025)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-01301-0000-00027`

Property Details

APN / Parcel Number

Primary APN	`42-01301-0000-00027`
Alternative APNs	`4202504000300004` `42025040300004`

Interior

Stories	2 Stories
Building Area	2,472 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	48,308 sqft
Lot Dimensions	300 ft deep x 160 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	42025040300004
Street Address	45 THUNDERBIRD DR
City	OAKLAND
State	NJ
Zip	07436-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Description	1.109 AC
Legal Subdivision	RIVERSIDE ESTATES SEC 2
Legal Block	1301
Legal Lot Number	27
Jurisdiction	BERGEN NJ
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3039
Census Tract	39100

Owner

45 Thunderbird Dr is owned and occupied by two individuals who bought it in January 1996.

Source: Bergen County and Oakland Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 THUNDERBIRD DR, OAKLAND, NJ 07436-2204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 1996 · Amount on File
Deed Sale	Jan 4, 1996 · Amount on File
Deed Book / Page	7845 / 956
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	45 THUNDERBIRD DR, OAKLAND, NJ 07436-2204
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032070026
Date	Mar 27, 2019
Book Page	3207/26
Instrument	19-019091

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 45 Thunderbird Dr was $17,943, up 4.7% from the year before.

Source: Bergen County and Oakland Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Oakland Borough
Elementary School District	Oakland Borough School District (KG - 08)
Secondary School District	Ramapo-Indian Hill Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$890,100 (+8.39%) Land $424,200 Building $465,900	$890,100 (+8.39%) Land $424,200 Building $465,900
2025	$17,943.00 (+4.72%)	$821,200 Land $395,700 Building $425,500	$821,200 Land $395,700 Building $425,500
2024	$17,135.00
2023		$716,000 Land $333,100 Building $382,900	$716,000 Land $333,100 Building $382,900
2022	$16,409.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Thunderbird Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	148 (1980–2023)
Claims Outside the SFHA	34 of 148
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 29 claims Severe Storms And Flooding, Mar 2010 · 19 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Thunderbird Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLAND WATER DEPT serves 12,754 people · EPA ID NJ0242001
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20