45 Thomas Trl, Covington, GA 30016 Property Records

Newton County property record for 45 Thomas Trl, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,764 sqft · built 1988
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on Record
Last Sale	$113,100 (Aug 2003)
Tax Bill	$1,905 (2022)
Deeds & Mortgages	Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00020-00000-081-000`

Property Details

APN / Parcel Number

Primary APN	`00020-00000-081-000`
Alternative APNs	`0002 081` `316`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,764 sqft Heated Area
1st Floor Area	1,764 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1995
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	36,590 sqft (0.84 acres)

Exterior Amenities

Porch	Slab
Porch Area	104 sqft
Deck Area	30 sqft
Patio Area	30 sqft
Lean-To	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	316
Street Address	45 THOMAS TRL
City	COVINGTON
State	GA
Zip	30016-8987
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.84AC LT 93C BARRINGTON
Legal Subdivision	BARRINGTON
Legal Lot Number	93C
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2005
Census Tract	100905

Owner

Source: Newton County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 THOMAS TRL, COVINGTON, GA 30016-8987
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2003 · Amount on Record
Deed Sale	Aug 11, 2003 · Amount on Record
Deed Book / Page	1498 / 397
Last Transfer Date	Apr 29, 2013
Transfer Doc	0031210169
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	45 THOMAS TRL, COVINGTON, GA 30016-8987
Document Number	0038540243
Instrument Date	Jun 13, 2019
Transaction Type	Mortgage
Record Updated	Jul 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 THOMAS TRL COVINGTON GA 300168987, COVINGTON, GA 30016-8987

Mortgage

Document Number	0038540243
Date	Jun 19, 2019
Book Page	003854/000243
Instrument	7464

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 18, 2034

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$111,484 (+33.22%) Land $15,200 Building $96,284	$278,710 (+33.22%) Land $38,000 Building $240,710
2023		$83,684 Land $7,200 Building $76,484	$209,210 Land $18,000 Building $191,210
2022	$1,905.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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