45 Thomas St, Middleborough, MA 02346 Property Records

Plymouth County and Middleborough Town property record for 45 Thomas St, Middleborough, MA 02346

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,356 sqft · built 2006
Lot Size	1.96 acres (85,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$33,750 (Feb 2011)
Tax Bill	$8,969 (2026)
Deeds & Mortgages	Mar 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`60-5978`

Property Details

APN / Parcel Number

Primary APN	`60-5978`
Alternative APN	`MIDD M:00060 L:5978 U:0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,356 sqft Living Area
Gross Area	3,944 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	85,663 sqft (1.96 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	60-5978
Street Address	45 THOMAS ST
City	MIDDLEBORO
State	MA
Zip	02346-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Subdivision	MELISSA A WINDLE
Legal Lot Number	5978
Jurisdiction	MIDDLEBORO MA
Township / Civil Division	MIDDLEBOROUGH
Census Block Group	4
Census Block	4002
Census Tract	542101

Owner

Source: Plymouth County and Middleborough Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 THOMAS ST, MIDDLEBORO, MA 02346-2913
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2011 · Amount on Record
Deed Sale	Feb 24, 2011 · Amount on Record
Prior Sale	Mar 6, 2007
Deed Document Number	20111
Deed Book / Page	39690 / 161
Transfer Doc	44416-247
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBORO MA
Property Address	45 THOMAS ST, MIDDLEBORO, MA 02346-2913
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	50891-102
Date	Mar 12, 2019
Book Page	50891/102
Instrument	17134

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2039

Tax Assessment & Valuation

Source: Plymouth County and Middleborough Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Middleborough Town
Unified School District	Middleborough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,969.00 (+4.97%)	$683,600 (+7.3%) Land $200,100 Building $483,500	$770,992 (-5.21%)
2025	$8,544.00 (-2.91%)	$637,100 (-1.97%) Land $181,600 Building $455,500	$813,390
2024	$8,800.00 (+10.47%)	$649,900 (+16.18%) Land $173,200 Building $476,700
2023	$7,966.00	$559,400 Land $173,200 Building $386,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLEBOROUGH WATER SUPPLY serves 15,350 people · EPA ID MA4182000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20