Union County and Clark Township property record for 45 Thomas Dr, Clark, NJ 07066
| Property Type | Single Family Home |
|---|---|
| Details | 2,603 sqft · built 1956 |
| Lot Size | 0.333 acres (14,501 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $505,000 (Aug 2003) |
| Tax Bill | $15,563 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2084-SF |
| Primary APN | 2084-SF |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,603 sqft Living Area |
| 1st Floor Area | 2,603 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Frame |
| Lot Area | 14,501 sqft (0.333 acres) |
| Lot Dimensions | 145 ft deep x 100 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 45 THOMAS DR |
|---|---|
| City | CLARK |
| State | NJ |
| Zip | 07066-2224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R150 |
| Legal Subdivision | SUNNY ACRES SEC 03 |
| Legal Block | 27 |
| Legal Lot Number | 5 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CLARK |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 36302 |
Source: Union County and Clark Township records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 THOMAS DR, CLARK, NJ 07066-2224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 28, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Apr 29, 2021 | Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK |
| Nov 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MILLENIUM HOME MORTGAGE LLC |
| Jun 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MILLENIUM HOME MORTGAGE LLC |
| Oct 29, 2018 | Deed of Trust, Mortgage · Conventional with PMI POLIFLY SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2003 · Amount on Record |
| Deed Sale | Aug 13, 2003 · Amount on Record |
| Prior Sale | Dec 3, 1998 · Amount on Record |
| Deed Book / Page | 5385 / 527 |
| Last Transfer Date | Dec 10, 2010 |
| Transfer Doc | 0058450868 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jul 7, 2026 |
| Property Address | 45 THOMAS DR, CLARK, NJ 07066-2224 |
| Document Number | 0000094362 |
| Book / Page | 15825 / 2540 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202694362 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 45 THOMAS DR, CLARK, NJ 07066-2224 |
| Document Number | 0000094362, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 15825/2540 |
| Instrument | 202694362 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 45 THOMAS DR, CLARK, NJ 07066-2224 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0152832532 |
|---|---|
| Date | Sep 28, 2022 |
| Book Page | 15283/2532 |
| Instrument | 43652 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 20, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 45 THOMAS DR, CLARK, NJ 07066-2224 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0149502160 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | 14950/2160 |
| Instrument | 10759 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 45 THOMAS DR, CLARK, NJ 07066-2224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0145052010 |
|---|---|
| Date | Nov 8, 2018 |
| Book Page | 14505/2010 |
| Instrument | 665114 |
| Name | MILLENIUM HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLINTON, NJ 08809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 45 THOMAS DR, CLARK, NJ 07066-2224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0147022934 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 14702/2934 |
| Instrument | 692293 |
| Name | MILLENIUM HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLINTON, NJ 08809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 45 THOMAS DR, CLARK, NJ 07066-2224 |
| Document Number | 0145212191 |
| Instrument Date | Oct 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2019 |
| Title Company | KENWORTH TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 THOMAS DR CLARK NJ 070662224, CLARK, NJ 07066-2224 |
| Document Number | 0145212191 |
|---|---|
| Date | Jan 4, 2019 |
| Book Page | 014521/002191 |
| Instrument | 667428 |
| Name | POLIFLY SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CLINTON, NJ 08809 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 3, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Union County and Clark Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Clark Township |
| Unified School District | Clark Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $685,900 (-) Land $336,600 Building $349,300 | $685,900 (-) Land $336,600 Building $349,300 | |
| 2025 | $15,563.00 (+2.48%) | $685,900 (-) Land $336,600 Building $349,300 | $685,900 (-) Land $336,600 Building $349,300 |
| 2024 | $15,186.00 (+4.54%) | ||
| 2023 | $685,900 Land $336,600 Building $349,300 | $685,900 Land $336,600 Building $349,300 | |
| 2022 | $14,527.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 13 (1978–2021) |
| Claims Outside the SFHA | 8 of 13 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures