45 Thermal Hill Ln, Tryon, NC 28782 Property Records

Polk County property record for 45 Thermal Hill Ln, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,420 sqft · built 1978
Lot Size	1.19 acres (51,836 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,698 (2026)
Deeds & Mortgages	Aug 2023 Transfer Jul 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P47-240`

Property Details

APN / Parcel Number

Primary APN	`P47-240`
Alternative APN	`4917`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,420 sqft Finished Area
Basement Area	1,288 sqft
Finished Basement	188 sqft
Unfinished Basement	1,100 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	51,836 sqft (1.19 acres)
Garage Type	Carport
Garage Area	392 sqft
Carport	Carport
Carport Area	392 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	4917
Street Address	45 THERMAL HILL LN
City	TRYON
State	NC
Zip	28782-7872
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	P47, P47 MAP P47
Legal Subdivision	MAP P47
Legal Tract	A
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	1
Census Block	1024
Census Tract	920301

Owner

45 Thermal Hill Ln is owned and occupied by two individuals who acquired it in August 2023.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 THERMAL HILL LN, TRYON, NC 28782-7872
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Intrafamily Transfer, Transfer
Jul 19, 2023	Intrafamily Transfer, Transfer
Jul 19, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 1997
Deed Sale	Dec 31, 1997
Deed Book / Page	169 / 550
Last Transfer Date	Aug 1, 2023
Transfer Doc	00479/1906
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Aug 4, 2023
Property Address	45 THERMAL HILL LN, TRYON, NC 28782-7872
Document Number	00479/1906
Book / Page	479 / 1906
Map Reference	MB G PG 495
Instrument Date	Aug 1, 2023
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 THEMML HILL LANE, TRYON, NC 28782

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 THERMAL HILL LN, TRYON, NC 28782-7872

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Jul 19, 2023
Property Address	45 THERMAL HILL LN, TRYON, NC 28782-7872
Document Number	000479/992
Book / Page	479 / 992
Map Reference	MB G PG 495
Instrument Date	Jul 10, 2023
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	766 THERMAL VIEW DR, TRYON, NC 28782-7873

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 THERMAL HILL LN, TRYON, NC 28782-7872

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Jul 19, 2023
Property Address	45 THERMAL HILL LN, TRYON, NC 28782-7872
Document Number	000479/989
Book / Page	479 / 989
Map Reference	MB G PG 495
Instrument Date	Jul 10, 2023
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 THERMAL HILL LN, TRYON, NC 28782-7872

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	766 THERMAL VIEW DR, TRYON, NC 28782-7873

Tax Assessment & Valuation

The 2026 property tax bill for 45 Thermal Hill Ln was $1,698, up 3.5% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,698.00 (+3.54%)	$289,454 (-) Land $46,900 Building $242,554	$289,454 (-) Land $46,900 Building $242,554
2025	$1,640.00	$289,454 Land $46,900 Building $242,554	$289,454 Land $46,900 Building $242,554
2023	$1,196.00 (+5.56%)	$173,091 (+1.01%) Land $29,400 Building $143,691
2022	$1,133.00	$171,359 Land $29,400 Building $141,959
2021			$173,091 Land $29,400 Building $143,691

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Thermal Hill Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2020–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Thermal Hill Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Pangaea Internet Fiber	500 / 500
Skyrunner Fixed Wireless	500 / 250

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Thermal Hill Ln

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