45 Tennel Rd, Midway, FL 32343 Property Records

Gadsden County property record for 45 Tennel Rd, Midway, FL 32343

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,210 sqft · built 2013
Lot Size	0.457 acres (19,937 sqft)
Owner	Individual Name on File
Last Sale	$194,500 (Dec 2023)
Tax Bill	$1,640 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4-12-1N-3W-1235-0000C-0040`

Property Details

APN / Parcel Number

Primary APN	`4-12-1N-3W-1235-0000C-0040`
Alternative APN	`1249530000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,210 sqft Heated Area
Gross Area	1,514 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2020
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,937 sqft (0.457 acres)
Garage Area	180 sqft
Porch	Porch
Porch Area	24 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1249530000
Street Address	45 TENNEL RD
City	MIDWAY
State	FL
Zip	32343-2627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 943 P 421; OR 812 P 633 OR
Legal Range	03W
Legal Township	01N
Legal Section	12
Legal Subdivision	HIGH BLUFF ACRES
Legal Block	C
Legal Lot Number	4
Jurisdiction	GADSDEN FL
Township / Civil Division	HAVANA
Census Block Group	3
Census Block	3010
Census Tract	20600

Owner

45 Tennel Rd is owned and occupied by an individual who bought it in December 2023.

Source: Gadsden County records, as of December 1, 2025

Owner of Record	Individual Name on File
Mailing Address	45 TENNEL RD, MIDWAY, FL 32343-2627
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2023 · Amount on File
Deed Sale	Dec 8, 2023 · Amount on File
Prior Sale	Jan 13, 2016 · Amount on File
Deed Document Number	230008835
Deed Book / Page	943 / 421
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GADSDEN FL
Recording Date	Dec 8, 2023
Property Address	45 TENNEL RD, MIDWAY, FL 32343-2627
Document Number	0009430421
Book / Page	943 / 421
Instrument Date	Dec 8, 2023
Instrument	230008835
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	HAYWARD TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,361.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2624 WINDY PINE WAY, TALLAHASSEE, FL 32305-6637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 TENNEL RD, MIDWAY, FL 32343-2627

Mortgage

Document Number	0000943424
Date	Dec 8, 2023
Instrument	943/424

Lender

Name	UNIVERSITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 45 Tennel Rd was $1,640 with a homeowner's exemption, down 0.1% from the year before.

Source: Gadsden County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gadsden County
Municipality	Midway City
Unified School District	Gadsden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,640.00 (-0.06%) Homeowner's exemption	$173,758 (+0.67%) Land $12,746 Building $161,012	$173,758 (+0.67%) Land $12,746 Building $161,012
2024	$1,641.00 (+75.7%) Homeowner's exemption	$172,599 (+88.35%) Land $12,375 Building $160,224	$172,599 (+30.4%) Land $12,375 Building $160,224
2023	$934.00 (+5.42%) Homeowner's exemption	$91,636 (+3%)	$132,360 (+4.33%) Land $7,700 Building $124,660
2022	$886.00 Homeowner's exemption	$88,967	$126,868 Land $5,500 Building $121,368

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 Tennel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Tennel Rd is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GADSDEN CO REGIONAL W/S public/private · serves 12,322 people · EPA ID FL1200797
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tennel Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures