45 Tenaya Dr, Bishop, CA 93514 Property Records

Mono County property record for 45 Tenaya Dr, Bishop, CA 93514

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,630 sqft · built 1994
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,447 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026-410-015-000`

Property Details

APN / Parcel Number

Primary APN	`026-410-015-000`
Alternative APN	`2641015000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,630 sqft Living Area
1st Floor Area	1,630 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Wood
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45 TENAYA DR
City	BISHOP
State	CA
Zip	93514-9429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GP
Legal Description	PLAT BOOK: T9 PLAT PAGE: 24 LOT: 13
Legal Subdivision	WHITE MOUNTAIN ESTATES
Legal Block	1
Legal Lot Number	13
Jurisdiction	MONO CA
Township / Civil Division	MAMMOTH LAKES
Census Block Group	1
Census Block	1163
Census Tract	101

Owner

Source: Mono County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 TENAYA DR, BISHOP, CA 93514-9429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · VA Mortgage HOMEPROMISE CORPORATION
Jan 9, 2018	Deed of Trust, Mortgage HOMEPROMISE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONO CA
Property Address	45 TENAYA DR, BISHOP, CA 93514-9429
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 TENAYA DR, BISHOP, CA 93514-9429

Mortgage

Document Number	0000003038
Date	Apr 19, 2021
Instrument	2021003038

Lender

Name	HOMEPROMISE CORPORATION
Type	Non-Lending Institution
Address	SHADE GAP, PA 17255

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONO CA
Property Address	45 TENAYA DR, BISHOP, CA 93514-9429
Document Number	0000000201
Instrument Date	Jan 9, 2018
Transaction Type	Mortgage
Record Updated	Feb 15, 2018
Title Company	MADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 TENAYA DR BISHOP CA 935149429, BISHOP, CA 93514-9429

Mortgage

Document Number	0000000201
Date	Jan 23, 2018
Instrument	201

Lender

Name	HOMEPROMISE CORP
Address	60 S WASHINGTON ST # 106, GREENCASTLE, PA 17225-1352

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2048

Tax Assessment & Valuation

Source: Mono County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Mono County
Unified School District	Eastern Sierra Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$240,585 (+2%) Land $59,290 Building $181,295
2025	$2,447.00 (+2.47%) Homeowner's exemption	$235,869 (+4.04%) Land $58,128 Building $177,741
2023	$2,388.00 Homeowner's exemption	$226,712 Land $55,872 Building $170,840

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 63 policies
Nearby Flood Policies	63 in force
Nearby Flood Claims	2 (2021–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLD WATER CANYON MWC serves 65 people · EPA ID CA2600733
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Telecommunications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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