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45 Temple St, Somerville, MA 02145 Property Records

Middlesex County and Somerville City property record for 45 Temple St, Somerville, MA 02145

Property Summary

Property TypeTriplex
Details7 bd · 4 ba · 2,802 sqft · built 1900
Lot Size0.08 acres (3,496 sqft)
Owner2 Trust Names on File
Last Sale$400,000 (Sep 2001)
Tax Bill$11,676 (2026)
Deeds & MortgagesNov 2022 Transfer
Flood ZoneZone X (minimal risk)
APN70-A-27

Property Details

APN / Parcel Number

Primary APN70-A-27
Alternative APNs
  • SOME M:70 B:A L:27
  • 3105072

Interior

Bedrooms7 Beds
Full Baths4 Baths
Total Rooms14 Rooms
Units3 Units
Stories2 Stories
Building Area2,802 sqft Living Area
Gross Area4,455 sqft
Basement Area1,478 sqft
Unfinished Basement1,478 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialOther
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area3,496 sqft (0.08 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number3105072
Street Address45 TEMPLE ST
CitySOMERVILLE
StateMA
Zip02145-2413
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeNR
Legal BlockA
Legal Lot Number27
JurisdictionSOMERVILLE MA
Township / Civil DivisionSOMERVILLE
Census Block Group1
Census Block1012
Census Tract350109

Owner

45 Temple St, a triplex, is held in a trust since November 2022.

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address18 EUGENE DR, WINCHESTER, MA 01890-1060
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2001 · Amount on File
Deed SaleSep 18, 2001 · Amount on File
Deed Document Number2001868
Last Transfer DateNov 10, 2022
Transfer Doc080946-149
Record UpdatedOct 29, 2026

November 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSOMERVILLE MA
Recording DateNov 15, 2022
Property Address45 TEMPLE ST, SOMERVILLE, MA 02145-2413
Document Number080946-149
Book / Page80946 / 149
Instrument DateNov 10, 2022
Instrument168262
Transaction TypeTransfer
Record UpdatedDec 2, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 EUGENE DR, WINCHESTER, MA 01890-1060

Tax Assessment & Valuation

The 2026 property tax bill for 45 Temple St was $11,676, up 9.1% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalitySomerville City
Unified School DistrictSomerville School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$11,676.00 (+9.13%)$1,063,400 (+8.43%) Land $323,200 Building $740,200
2025$10,699.00 (+6.88%)$980,700 (+3.07%) Land $307,800 Building $672,900
2024$10,010.00 (+2.37%)$951,500 (+0.62%) Land $307,800 Building $643,700
2023$9,778.00$945,600 Land $307,800 Building $637,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 45 Temple St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45 Temple St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOMERVILLE WATER DEPT. (MWRA)
serves 81,045 people · EPA ID MA3274000
Water SourcePurchased surface water from MWRA
Last State InspectionOct 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2019
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 2,000
Astound Broadband
Cable		1,500 / 50
Netafy
Fixed Wireless		641 / 143
AT&T
Fixed Wireless		100 / 20

May also be available: Starry, T-Mobile, Verizon.

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