45 Taylor Ln, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 45 Taylor Ln, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,945 sqft · built 2023
Lot Size	1.01 acres (44,396 sqft)
Owner	Individual Name on Record
Last Sale	$1,166,533 (Aug 2023)
Tax Bill	$13,430 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0012 B:0003 L:0006`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0012 B:0003 L:0006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,945 sqft Living Area
Gross Area	5,424 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,396 sqft (1.01 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	45 TAYLOR LN
City	ROWLEY
State	MA
Zip	01969-1646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	6
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	3
Census Block	3002
Census Tract	270100

Owner

Source: Essex County and Rowley Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 TAYLOR LN, ROWLEY, MA 01969-1646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Line of Credit
Aug 8, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKLAND TRUST CO
Oct 11, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORTHERN BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2023 · Amount on Record
Deed Sale	Aug 8, 2023 · Amount on Record
Prior Sale	Oct 11, 2022 · Amount on Record
Deed Document Number	20231340
Deed Book / Page	41703 / 2
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Recording Date	Jun 22, 2026
Property Address	45 TAYLOR LN, ROWLEY, MA 01969-1646
Document Number	0000001250
Book / Page	43455 / 432
Instrument Date	Jun 15, 2026
Instrument	20261250
Transaction Type	Mortgage
Record Updated	Jul 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 TAYLOR LN, ROWLEY, MA 01969-1646

Mortgage

Document Number	0000001250,
Date	Jun 22, 2026
Book Page	43455/432
Instrument	20261250

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Max Rate	-1%

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Aug 8, 2023
Property Address	45 TAYLOR LN, ROWLEY, MA 01969-1646
Document Number	00041703-2
Book / Page	41703 / 2
Instrument Date	Aug 8, 2023
Instrument	20230808001340
Transaction Type	Transfer
Record Updated	Mar 18, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 TAYLOR LN, ROWLEY, MA 01969-1646

Mortgage

Document Number	230808001350
Date	Aug 8, 2023
Instrument	230808001350

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Oct 11, 2022
Property Address	45 TAYLOR LN, ROWLEY, MA 01969-1646
Document Number	041237-181
Book / Page	41237 / 181
Instrument Date	Oct 7, 2022
Instrument	20221011001910
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 KENNEY RD, MIDDLETON, MA 01949-1808

Mortgage

Document Number	0000000192
Date	Oct 11, 2022
Instrument	192

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,430.00 (+20.95%)	$1,141,000 (+24.33%) Land $356,300 Building $784,700	$1,318,600
2024	$11,104.00 (+214.03%)	$917,700 (+237.89%) Land $312,300 Building $605,400
2023	$3,536.00	$271,600 Land $271,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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