45 Tara Rd, Orinda, CA 94563 Property Records

Contra Costa County property record for 45 Tara Rd, Orinda, CA 94563

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,904 sqft · built 1955
Lot Size	0.958 acres (41,730 sqft)
Owner	2 Individual Names on File
Last Sale	$2,200,000 (Sep 2020)
Tax Bill	$27,239 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`268-241-005-1`

Property Details

APN / Parcel Number

Primary APN	`268-241-005-1`
Alternative APN	`268-241-005`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,904 sqft Living Area
1st Floor Area	2,904 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1990
Lot Area	41,730 sqft (0.958 acres)
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	45 TARA RD
City	ORINDA
State	CA
Zip	94563-3116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TARA BROOK #1 POR LOT 11
Legal Subdivision	TARA BROOK #1
Legal Lot Number	11
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2001
Census Tract	353002

Owner

45 Tara Rd is owned and occupied by two individuals who bought it in September 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 TARA RD, ORINDA, CA 94563-3116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Line of Credit DISCOVER BANK
Sep 23, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 28, 2019	Grant Deed, Transfer · ARM FIRST REPUBLIC BANK
Feb 21, 2019	Quit Claim Deed, Transfer · Conventional Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2020 · Amount on File
Deed Sale	Sep 23, 2020 · Amount on File
Prior Sale	May 28, 2019 · Amount on File
Deed Document Number	2020212763
Prior Transfer Date	Feb 15, 2019
Prior Transfer Doc	0000023765
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	45 TARA RD, ORINDA, CA 94563-3116
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 TARA RD, ORINDA, CA 94563-3116

Mortgage

Document Number	0000177651
Date	Jun 21, 2021
Instrument	2021-177651

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 23, 2020
Property Address	45 TARA RD, ORINDA, CA 94563-3116
Document Number	0000212763
Map Reference	MB 34 PG 1
Instrument Date	Sep 9, 2020
Instrument	2020-212763
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	11 OVERHILL CT, ORINDA, CA 94563-3106

Mortgage

Document Number	0000212764
Date	Sep 23, 2020
Instrument	2020-212764

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 28, 2019
Property Address	45 TARA RD, ORINDA, CA 94563-3116
Document Number	0000077634
Map Reference	MB 34 PG 1
Instrument Date	May 6, 2019
Instrument	2019-077634
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	45 TARA RD, ORINDA, CA 94563-3116

Mortgage

Document Number	0000077635
Date	May 28, 2019
Instrument	2019-077635

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.95%
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	2.95%
Index	1-Year LIBOR
Max Rate	10.9%

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 21, 2019
Property Address	45 TARA RD, ORINDA, CA 94563-3116
Document Number	0000023765
Instrument Date	Feb 15, 2019
Instrument	23765
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	45 TARA RD ORINDA CA 945633116, ORINDA, CA 94563-3116

Mortgage

Document Number	23766
Date	Feb 21, 2019
Instrument	23766

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 45 Tara Rd was $27,239 with a veteran's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Orinda City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Orinda Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,428,975 (+2%) Land $1,545,712 Building $883,263
2025	$27,239.00 Disabled Person's exemption Veteran's exemption	$2,381,349 Land $1,515,404 Building $865,945
2023	$26,452.00 (+1.99%) Disabled Person's exemption Veteran's exemption	$2,288,880 Land $1,456,560 Building $832,320
2022	$25,937.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 45 Tara Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1978–2021)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Tara Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: AT&T, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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