45 Tall Oak Trl, Covington, GA 30014 Property Records

Newton County property record for 45 Tall Oak Trl, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,552 sqft · built 1990
Lot Size	1.42 acres (62,291 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Mar 2022)
Tax Bill	$3,466 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01130-00000-256-000`

Property Details

APN / Parcel Number

Primary APN	`01130-00000-256-000`
Alternative APNs	`0113 256` `33796`

Interior

Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,552 sqft Heated Area
1st Floor Area	1,540 sqft
Basement Area	3,104 sqft
Finished Basement	1,552 sqft
Unfinished Basement	1,552 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2006
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	62,291 sqft (1.42 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	168 sqft
Deck Area	212 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	33796
Old Parcel Number	0113 256
Street Address	45 TALL OAK TRL
City	COVINGTON
State	GA
Zip	30014-3646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.43AC LT 4 TALL OAK TR
Legal Subdivision	NEWTON RIDGE, RIDGEWAY, KAY CIRCLE, TAME
Legal Lot Number	4
Jurisdiction	NEWTON GA
Township / Civil Division	MANSFIELD
Census Block Group	3
Census Block	3005
Census Tract	100202

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	45 TALL OAK TRL, COVINGTON, GA 30014-3646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Warranty Deed, Transfer · FHA Mortgage AMERIS BANK
Sep 17, 2019	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG
Jun 13, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2022 · Amount on Record
Deed Sale	Mar 24, 2022 · Amount on Record
Prior Sale	Aug 29, 2019 · Amount on Record
Deed Document Number	0004364313
Deed Book / Page	4364 / 313
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Mar 24, 2022
Property Address	45 TALL OAK TRL, COVINGTON, GA 30014-3646
Document Number	0043640313
Book / Page	4364 / 313
Instrument Date	Mar 24, 2022
Instrument	2022-001600
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 TALL OAK TRL, COVINGTON, GA 30014-3646

Mortgage

Document Number	0043640000000316
Date	Mar 25, 2022
Book Page	0000004364/0000000316
Instrument	005531

Lender

Name	AMERIS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Sep 17, 2019
Property Address	45 TALL OAK TRL, COVINGTON, GA 30014-3646
Document Number	0038940342
Book / Page	003894 / 000342
Instrument Date	Aug 29, 2019
Instrument	12058
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 TALL OAK TRL COVINGTON GA 300143646, COVINGTON, GA 30014-3646

Mortgage

Document Number	38940343
Date	Sep 17, 2019
Book Page	003894/000343
Instrument	12059

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	45 TALL OAK TRL, COVINGTON, GA 30014-3646
Document Number	0037150451
Instrument Date	Jun 13, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 TALL OAK TRL COVINGTON GA 300143646, COVINGTON, GA 30014-3646

Mortgage

Document Number	0037150451
Date	Jun 22, 2018
Book Page	003715/000451
Instrument	7542

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2048

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,466.00 (+1.35%) Homeowner's exemption	$145,200 (+9.07%) Land $17,640 Building $127,560	$363,000 (+9.07%) Land $44,100 Building $318,900
2023		$133,120 Land $10,480 Building $122,640	$332,800 Land $26,200 Building $306,600
2022	$3,420.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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