45 Taft Ln, Cameron, NC 28326 Property Records

Harnett County property record for 45 Taft Ln, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,385 sqft · built 2010
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$199,500 (Nov 2021)
Tax Bill	$1,425 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1500045734`

Property Details

APN / Parcel Number

Primary APN	`1500045734`
Alternative APN	`099563 0048 11`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,385 sqft Heated Area
Gross Area	2,084 sqft
1st Floor Area	1,385 sqft
Fireplace	Prefabricated

Exterior

Year Built	Built 2010
Exterior Material	Aluminum/Vinyl
Lot Area	20,038 sqft (0.46 acres)
Garage Area	440 sqft
Porch	Porch
Porch Area	115 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1500045734
Street Address	45 TAFT LN
City	CAMERON
State	NC
Zip	28326-5007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-20R
Legal Description	LT#39 COOPER FARMS 0.46ACMAP#2010-234
Legal Subdivision	COOPER FARMS
Legal Lot Number	39
Jurisdiction	HARNETT NC
Township / Civil Division	JOHNSONVILLE
Census Block Group	3
Census Block	3006
Census Tract	71402

Owner

Source: Harnett County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	95 TAFT LN, CAMERON, NC 28326-5007
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Mar 8, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Prior Sale	Aug 28, 2012
Deed Document Number	0004073995
Deed Book / Page	4073 / 995
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Nov 10, 2021
Property Address	45 TAFT LN, CAMERON, NC 28326-5007
Document Number	0000026643
Book / Page	4073 / 995
Map Reference	MB 2010 PG 234
Instrument Date	Oct 25, 2021
Instrument	2021026643
Transaction Type	Transfer
Record Updated	Nov 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8223 ARBOR LN, 8223, BLACKLICK, OH 43004-8857

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 TAFT LN, CAMERON, NC 28326-5007

Mortgage

Document Number	0000026644
Date	Nov 10, 2021
Instrument	2021026644

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	45 TAFT LN, CAMERON, NC 28326-5007
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	ORANGE COAST TITLE-BUILDER SERVICES, ORANGE COAST TTL LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005171
Date	Mar 8, 2021
Book Page	3949/612
Instrument	2021005171

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,425.00 (+1.35%)	$191,227 (-)	$191,227 (-) Land $41,350 Building $149,877
2023	$1,406.00	$191,227	$191,227 Land $41,350 Building $149,877

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 90% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 3
Verizon Fixed Wireless	25 / 6

May also be available: T-Mobile.

Cell Coverage

4G LTE only, no 5G reported

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