45 Sychar Rd, Mount Vernon, OH 43050 Property Records

Knox County property record for 45 Sychar Rd, Mount Vernon, OH 43050

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,636 sqft · built 1990
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Last Sale	$95,250 (May 2006)
Tax Bill	$2,388 (2025)
Deeds & Mortgages	Oct 2020 Loan Modification Aug 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`66-09116.000`

Property Details

APN / Parcel Number

Primary APN	`66-09116.000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,636 sqft Living Area
1st Floor Area	1,636 sqft
Basement Area	180 sqft
Unfinished Basement	180 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	185 ft deep x 165 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Street Address	45 SYCHAR RD
City	MOUNT VERNON
State	OH
Zip	43050-1862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13 6 1 W OF LOT 15 DELMONT ADD 0.680A
Legal Subdivision	DELMONT ADD
Legal Lot Number	15
Jurisdiction	KNOX OH
Township / Civil Division	MOUNT VERNON
Census Block Group	5
Census Block	5003
Census Tract	7200

Owner

Source: Knox County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 SYCHAR RD, MOUNT VERNON, OH 43050-1862
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Aug 11, 2017	Loan Modification, Mortgage · FHA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2006 · Amount on Record
Deed Sale	May 30, 2006 · Amount on Record
Prior Sale	Jul 7, 2005 · Amount on Record
Deed Document Number	20065796
Deed Book / Page	1018 / 237
Last Transfer Date	Nov 28, 2016
Transfer Doc	0015950893
Record Updated	Oct 29, 2026

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KNOX OH
Property Address	45 SYCHAR RD, MOUNT VERNON, OH 43050-1862
Document Number	0018180092
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SYCHAR RD MOUNT VERNON OH 430501862, MOUNT VERNON, OH 43050-1862

Mortgage

Document Number	0018180092
Date	Nov 24, 2020
Book Page	001818/000092
Instrument	10456

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2050

Interest

Rate	3.25%

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KNOX OH
Property Address	45 SYCHAR RD, MOUNT VERNON, OH 43050-1862
Document Number	0016370499
Book / Page	001637 / 000499
Instrument Date	Aug 11, 2017
Transaction Type	Mortgage
Record Updated	Oct 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SYCHAR RD MOUNT VERNON OH 430501862, MOUNT VERNON, OH 43050-1862

Mortgage

Document Number	0016370499
Date	Sep 27, 2017
Book Page	001637/000499
Instrument	7845

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2047

Interest

Rate	4.2%

Tax Assessment & Valuation

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
Municipality	Mount Vernon City
Unified School District	Mount Vernon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$196,800 (-) Land $40,720 Building $156,080
2025	$2,388.00 (-10.09%)	$68,880 (-) Land $14,250 Building $54,630
2024	$2,656.00 (+1.76%)	$68,880 (-) Land $14,250 Building $54,630
2023	$2,610.00 (+29.85%)	$68,880 (+45.01%) Land $14,250 Building $54,630	$196,800 (+45%) Land $40,720 Building $156,080
2022	$2,010.00	$47,500 Land $9,830 Building $37,670
2020			$135,720 Land $28,080 Building $107,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON CITY PWS private · serves 16,990 people · EPA ID OH4200812
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Mercury Fiber, T-Mobile, Verizon.

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