45 Sutherland Dr, Franklinton, NC 27525 Property Records

Franklin County property record for 45 Sutherland Dr, Franklinton, NC 27525

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,117 sqft · built 2018
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Jul 2019)
Tax Bill	$2,838 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1844-57-4423`

Property Details

APN / Parcel Number

Primary APN	`1844-57-4423`
Alternative APNs	`B04D00 190` `039008` `15888`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,117 sqft Total Area
Bonus Room	Bonus Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached - Finished
Garage Area	575 sqft
Porch	Porch
Porch Area	42 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	15888
Old Parcel Number	B04D00 190
Street Address	45 SUTHERLAND DR
City	FRANKLINTON
State	NC
Zip	27525-6613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FCO R-30
Legal Description	LOT:190 DIST:104 CITY/MUNI/TWP:FRANKLINTON SUBD:OLDE LIBERTY GOLF CLUB LOT
Legal Subdivision	OLDE LIBERTY GOLF CLUB LOT
Legal Lot Number	190
Jurisdiction	FRANKLIN NC
Township / Civil Division	FRANKLINTON
Census Block Group	1
Census Block	1012
Census Tract	60501

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	45 SUTHERLAND DR, FRANKLINTON, NC 27525-6613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jul 31, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU
Aug 23, 2018	Grant Deed, Subdivision Related Transfer ATTORNEY ONLY
Oct 6, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2019 · Amount on File
Deed Sale	Jul 31, 2019 · Amount on File
Prior Sale	Aug 23, 2018 · Amount on File
Deed Document Number	0021831630
Deed Book / Page	2183 / 1630
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	45 SUTHERLAND DR, FRANKLINTON, NC 27525-6613
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022330090
Date	Dec 1, 2020
Book Page	2233/90

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	45 SUTHERLAND DR, FRANKLINTON, NC 27525-6613
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022822180
Date	Dec 14, 2021
Book Page	2282/2180

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Jul 31, 2019
Property Address	45 SUTHERLAND DR, FRANKLINTON, NC 27525-6613
Document Number	0021831630
Book / Page	2183 / 1630
Map Reference	MB 2006 PG 68
Instrument Date	Jul 30, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SUTHERLAND DR, FRANKLINTON, NC 27525-6613

Mortgage

Document Number	0021831632
Date	Jul 31, 2019
Instrument	2183/1632

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

August 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN NC
Recording Date	Aug 23, 2018
Property Address	45 SUTHERLAND DR, FRANKLINTON, NC 27525-6613
Document Number	0021580856
Book / Page	002158 / 000856
Instrument Date	Aug 23, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$560.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SUTHERLAND DR FRANKLINTON NC 275256613, FRANKLINTON, NC 27525-6613

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Oct 6, 2017
Property Address	45 SUTHERLAND DR, FRANKLINTON, NC 27525-6613
Document Number	0021180064
Book / Page	002118 / 000064
Instrument Date	Oct 6, 2017
Transaction Type	Transfer
Record Updated	Oct 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$741.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	64 THOMAS JOHNSON DR #110 FREDERICK MD 217024735, 110, FREDERICK, MD 21702-4735
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Franklin County
Unified School District	Franklin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,838.00 (+13.66%)	$478,620 (+73.43%) Land $92,000 Building $386,620	$478,620 (+73.43%) Land $92,000 Building $386,620
2023	$2,497.00	$275,970 Land $56,160 Building $219,810	$275,970 Land $56,160 Building $219,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEADOW LAKE S/D private · serves 117 people · EPA ID NC4035018
Water Source	Groundwater
Last State Inspection	Apr 2025
Also Mapped Here	FRANKLIN COUNTY WATER & SEWER
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sutherland Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures