45 Surrey Rd, Rochester, NY 14616 Property Records

Monroe County and Greece Town property record for 45 Surrey Rd, Rochester, NY 14616

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,142 sqft · built 1945
Lot Size	0.282 acres (12,284 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Apr 2022)
Tax Bill	$6,749 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Dec 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`262800 060.67-5-5`

Property Details

APN / Parcel Number

Primary APN	`262800 060.67-5-5`
Alternative APNs	`28000606700005005000` `09097000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,142 sqft Living Area
1st Floor Area	778 sqft
Upper Floors Area	364 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	12,284 sqft (0.282 acres)
Lot Dimensions	131 ft deep x 93.5 ft wide
Garage Type	Detached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	09097000000
Street Address	45 SURREY RD
City	ROCHESTER
State	NY
Zip	14616-3801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST DIV L59 T2 S2 CRAGG SITE 54-11 SL14
Legal Block	5
Legal Lot Number	5.000
Jurisdiction	MONROE NY
Township / Civil Division	GREECE
Census Block Group	2
Census Block	2008
Census Tract	13800

Owner

45 Surrey Rd is owned and occupied by an individual who bought it in April 2022.

Source: Monroe County and Greece Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	45 SURREY RD, ROCHESTER, NY 14616-3801
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Warranty Deed, Transfer · Conventional Mortgage M & T BANK
Dec 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2022 · Amount on File
Deed Sale	Apr 25, 2022 · Amount on File
Prior Sale	Jul 20, 2016 · Amount on File
Deed Document Number	2022932
Deed Book / Page	12653 / 446
Prior Transfer Date	Dec 13, 2017
Prior Transfer Doc	0000000652
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Apr 25, 2022
Property Address	45 SURREY RD, ROCHESTER, NY 14616-3801
Document Number	0000000932
Book / Page	12653 / 446
Map Reference	LB 54 PG 11
Instrument Date	Apr 20, 2022
Instrument	202204250932
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	470 LONG POND RD, 470, ROCHESTER, NY 14612-3057

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SURREY RD, GREECE, NY 14616-3801

Mortgage

Document Number	0000000933
Date	Apr 25, 2022
Instrument	202204250933

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE NY
Recording Date	Dec 13, 2017
Property Address	45 SURREY RD, ROCHESTER, NY 14616-3801
Document Number	0000000652
Book / Page	11960 / 222
Map Reference	LB 54 PG 11
Instrument Date	Dec 13, 2017
Instrument	201712130652
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	470 LONG POND RD, 470, ROCHESTER, NY 14612-3057

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 LONG POND RD, ROCHESTER, NY 14612-3057

Tax Assessment & Valuation

The 2026 property tax bill for 45 Surrey Rd was $6,749, up 2.4% from the year before.

Source: Monroe County and Greece Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Greece Town
Unified School District	Greece Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,749.00 (+2.38%)
2025	$6,592.00	$135,000 Land $18,000 Building $117,000	$221,300 Land $29,507 Building $191,793
2023		$135,000 (+70.89%) Land $18,000 Building $117,000	$156,977 (+70.81%) Land $20,930 Building $136,047
2022		$79,000 Land $20,000 Building $59,000	$91,900 Land $23,266 Building $68,634
2021	$5,890.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Surrey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Surrey Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 718 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance.

Nearby Properties on Surrey Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures