45 Sunshine Dr, Galt, CA 95632 Property Records

Sacramento County property record for 45 Sunshine Dr, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,262 sqft · built 1989
Lot Size	0.157 acres (6,825 sqft)
Owner	2 Individual Names on File
Last Sale	$468,000 (Jun 2025)
Tax Bill	$4,040 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`148-0430-035-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0430-035-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,262 sqft Living Area
1st Floor Area	1,262 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,825 sqft (0.157 acres)
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	45 SUNSHINE DR
City	GALT
State	CA
Zip	95632-2375
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	MCFARLAND PLACE, LOT 35
Legal Subdivision	MCFARLAND PLACE
Legal Lot Number	35
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2009
Census Tract	9502

Owner

45 Sunshine Dr is owned and occupied by two individuals who bought it in June 2025.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 SUNSHINE DR, GALT, CA 95632-2375
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Jun 16, 2025	Grant Deed, Transfer · Loan Assumption NEW AMERICAN FUNDING
Sep 8, 2017	Grant Deed, Transfer · FHA Mortgage NEW AMERICAN FNDG
Apr 6, 2017	Grant Deed, Transfer · Conventional Mortgage BLUSTREAM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2025 · Amount on File
Deed Sale	Jun 16, 2025 · Amount on File
Prior Sale	Sep 8, 2017 · Amount on File
Deed Book / Page	20250616 / 170
Prior Transfer Date	Mar 16, 2010
Prior Transfer Doc	0000000827
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	45 SUNSHINE DR, GALT, CA 95632-2375
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SUNSHINE DR, GALT, CA 95632-2375

Mortgage

Document Number	0000002334
Date	Feb 26, 2021
Instrument	202102262334

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

June 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 16, 2025
Property Address	45 SUNSHINE DR, GALT, CA 95632-2375
Document Number	0000000170
Map Reference	MB 183 MAP 20
Instrument Date	Jun 12, 2025
Instrument	202506160170
Transaction Type	Transfer
Record Updated	Jun 25, 2025
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	45 SUNSHINE DR, GALT, CA 95632-2375

Mortgage

Document Number	0000000171
Date	Jun 16, 2025
Instrument	202506160171

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Loan Assumption
Amount	Amount on Record
Term	309 Months
Due	Mar 1, 2051

Interest

Rate	2.75%

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 8, 2017
Property Address	45 SUNSHINE DR, GALT, CA 95632-2375
Document Number	1709081154
Instrument Date	Sep 7, 2017
Instrument	1709081154
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$346.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 SUNSHINE DR GALT CA 956322375, GALT, CA 95632-2375

Mortgage

Document Number	1709081155
Date	Sep 8, 2017
Instrument	1709081155

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 6, 2017
Property Address	45 SUNSHINE DR, GALT, CA 95632-2375
Document Number	0000001234
Book / Page	170406 / 001234
Instrument Date	Mar 17, 2017
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$324.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SUNSHINE DR GALT CA 956322375, GALT, CA 95632-2375

Mortgage

Document Number	1235
Date	Apr 6, 2017
Book Page	170406/001235

Lender

Name	BLUSTREAM LNDG
Address	EMERYVILLE, CA 94608

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	7.37%

Tax Assessment & Valuation

The 2025 property tax bill for 45 Sunshine Dr was $4,040, up 4.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$477,360 (+33.19%) Land $137,700 Building $339,660
2025	$4,040.00 (+4.53%)	$358,410 Land $91,023 Building $267,387
2024	$3,865.00 (+1.74%)
2023	$3,799.00 (+4.25%) Homeowner's exemption	$344,495 Land $87,490 Building $257,005
2022	$3,644.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 45 Sunshine Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1982–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45 Sunshine Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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