45 Sunset Dr, Highland, IL 62249 Property Records

Madison County property record for 45 Sunset Dr, Highland, IL 62249

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,510 sqft · built 1990
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$155,000 (Oct 2018)
Tax Bill$6,095 (2025)
Deeds & MortgagesSep 2021 Mortgage
Oct 2018 Sale & Mortgage
APN01-2-24-04-12-202-014

Property Details

APN / Parcel Number

Primary APN01-2-24-04-12-202-014

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,510 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialVinyl
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions118 ft deep x 75 ft wide
Garage TypeAttached
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address45 SUNSET DR
CityHIGHLAND
StateIL
Zip62249-3003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWNE EAST 6TH SUBD LOT 21 75X118.5
Legal SubdivisionTOWNE EAST SIXTH SUBD
Legal Lot Number21
JurisdictionMADISON IL
Township / Civil DivisionHELVETIA
Census Block Group1
Census Block1020
Census Tract403603

Owner

Source: Madison County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 SUNSET DR, HIGHLAND, IL 62249-3003
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 18, 2018Grant Deed, Transfer · Conventional with PMI
SCOTT CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 2018 · Amount on Record
Deed SaleOct 18, 2018 · Amount on Record
Prior SaleOct 6, 2005 · Amount on Record
Deed Document Number201832858
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address45 SUNSET DR, HIGHLAND, IL 62249-3003
Transaction TypeMortgage
Record UpdatedOct 13, 2021
Title CompanyTOWN AND COUNTRY TITLE, TOWN & COUNTRY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039765
DateSep 21, 2021
Instrument2021R39765
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2036
Interest
Rate TypeFixed Rate

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMADISON IL
Recording DateOct 18, 2018
Property Address45 SUNSET DR, HIGHLAND, IL 62249-3003
Document Number0000032858
Instrument DateOct 15, 2018
Instrument32858
Transaction TypeTransfer
Record UpdatedNov 2, 2018
Title CompanyCOMMUNITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$232.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 SUNSET DR HIGHLAND IL 622493003, HIGHLAND, IL 62249-3003

Mortgage

Document Number32859
DateOct 18, 2018
Instrument32859
Lender
NameSCOTT CU
TypeCredit Union
AddressEDWARDSVILLE, IL 62025
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 17, 2048
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionHelvetia Township
MunicipalityHighland City
Unified School DistrictHighland Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,095.00 (+7.17%)$87,460 (+26.9%) Land $11,740 Building $75,720$262,380 (+26.77%) Land $35,220 Building $227,160
2024$5,687.00 (+15.45%)
2022$4,926.00$68,920 Land $9,250 Building $59,670$206,967 Land $27,778 Building $179,189

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIGHLAND
serves 10,674 people · EPA ID IL1190550
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Highland Communication Services
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

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