45 Sunny Ln, Mars Hill, NC 28754 Property Records

Madison County property record for 45 Sunny Ln, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,740 sqft · built 1996
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on File
Last Sale	$327,500 (Jan 2021)
Tax Bill	$1,417 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9757-00-2450`

Property Details

APN / Parcel Number

Primary APN	`9757-00-2450`
Alternative APNs	`9757002450 0015755` `15755`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,740 sqft Heated Area
1st Floor Area	1,740 sqft
Basement Area	1,740 sqft
Unfinished Basement	1,740 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,492 sqft (0.7 acres)
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Porch	Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Other

Location & Zoning

Street Address	45 SUNNY LN
City	MARS HILL
State	NC
Zip	28754-9683
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	SUNNY SIDE LO:11 PH:2 PL:3-849
Legal Phase	2
Legal Block	00
Legal Lot Number	11
Jurisdiction	MADISON NC
Township / Civil Division	3, MARS HILL
Census Block Group	3
Census Block	3019
Census Tract	10602

Owner

45 Sunny Ln is owned and occupied by an individual who bought it in January 2021.

Source: Madison County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	45 SUNNY LN, MARS HILL, NC 28754-9683
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LENDING GROUP INC
Jan 28, 2021	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Mar 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LNDG
Jan 18, 2018	Quit Claim Deed, Transfer · VA Mortgage SOVEREIGN LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2021 · Amount on File
Deed Sale	Jan 28, 2021 · Amount on File
Prior Sale	Apr 8, 2016 · Amount on File
Deed Document Number	2021339958
Deed Book / Page	711 / 359
Prior Transfer Date	Jan 9, 2018
Prior Transfer Doc	0006440104
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	45 SUNNY LN, MARS HILL, NC 28754-9683
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	UNISOURCE NATL LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007100507
Date	Jan 20, 2021
Book Page	710/507
Instrument	339828

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Jan 28, 2021
Property Address	45 SUNNY LN, MARS HILL, NC 28754-9683
Document Number	0007110359
Book / Page	711 / 359
Map Reference	MB 3 PG 849
Instrument Date	Jan 22, 2021
Instrument	339958
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$655.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	83 NEWBRIDGE PKWY UNIT 204, 83, ASHEVILLE, NC 28804-1551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SUNNY LN, MARS HILL, NC 28754-9683

Mortgage

Document Number	0000339960
Date	Jan 28, 2021
Instrument	339960

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	45 SUNNY LN, MARS HILL, NC 28754-9683
Document Number	0006860138
Instrument Date	Mar 7, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 SUNNY LN MARS HILL NC 287549683, MARS HILL, NC 28754-9683

Mortgage

Document Number	0006860138
Date	Mar 13, 2020
Book Page	000686/000138
Instrument	335803

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2050

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON NC
Recording Date	Jan 18, 2018
Property Address	45 SUNNY LN, MARS HILL, NC 28754-9683
Document Number	0006440104
Book / Page	000644 / 000104
Instrument Date	Jan 9, 2018
Instrument	327940
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	DOCUMENT PROCESSING SOLUTIONS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 SUNNY LN MARS HILL NC 287549683, MARS HILL, NC 28754-9683

Mortgage

Document Number	6440107
Date	Jan 18, 2018
Book Page	000644/000107
Instrument	327941

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 45 Sunny Ln was $1,417.

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Municipality	Mars Hill Town
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,417.00	$343,789 (-) Land $40,920 Building $302,869	$343,789 (-) Land $40,920 Building $302,869
2024	$1,417.00	$343,789 (+20.15%) Land $40,920 Building $302,869	$343,789 (+20.15%) Land $40,920 Building $302,869
2023		$286,136 Land $37,200 Building $248,936	$286,136 Land $37,200 Building $248,936

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Sunny Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Sunny Ln is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: French Broad EMC, Verizon.

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