45 Sunfish Dr, Highland, IL 62249 Property Records

Madison County property record for 45 Sunfish Dr, Highland, IL 62249

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,522 sqft · built 1987
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Dec 2025)
Tax Bill	$4,990 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2025 Sale & Mortgage
APN	`01-2-24-04-11-203-056`

Property Details

APN / Parcel Number

Primary APN	`01-2-24-04-11-203-056`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,522 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	114 ft deep x 70 ft wide
Garage Type	Attached
Patio Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	45 SUNFISH DR
City	HIGHLAND
State	IL
Zip	62249-2425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNE EAST 5TH SUBD LOT 44 70 X 114.85 IRR PB 49 PG 152
Legal Subdivision	TOWNE EAST 5TH SUBD
Legal Lot Number	44
Jurisdiction	MADISON IL
Township / Civil Division	HELVETIA
Census Block Group	1
Census Block	1006
Census Tract	403604

Owner

45 Sunfish Dr is owned and occupied by an individual who bought it in December 2025.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	45 SUNFISH DR, HIGHLAND, IL 62249-2425
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST MID ILLINOIS BK & TR NA
Dec 22, 2025	Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2025 · Amount on File
Deed Sale	Dec 22, 2025 · Amount on File
Deed Document Number	202536175
Prior Transfer Date	Oct 15, 2015
Prior Transfer Doc	0000037605
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	45 SUNFISH DR, HIGHLAND, IL 62249-2425
Transaction Type	Mortgage
Record Updated	Mar 11, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043128
Date	Oct 13, 2021
Instrument	2021R43128

Lender

Name	FIRST MID ILLINOIS BK & TR NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Dec 22, 2025
Property Address	45 SUNFISH DR, HIGHLAND, IL 62249-2425
Document Number	0000036175
Map Reference	PC 49 PG 152
Instrument Date	Dec 9, 2025
Instrument	2025R36175
Transaction Type	Transfer
Record Updated	Mar 11, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SUNFISH DR, HIGHLAND, IL 62249-2425

Mortgage

Document Number	0000004857
Date	Dec 22, 2025
Instrument	2026R04857

Lender

Name	AMERICAN PACIFIC MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%

Tax Assessment & Valuation

The 2025 property tax bill for 45 Sunfish Dr was $4,990 with exemptions applied, up 7.8% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Helvetia Township
Municipality	Highland City
Unified School District	Highland Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,990.00 (+7.78%) Homeowner's exemption Senior Citizen's exemption	$77,690 (+6.08%) Land $11,370 Building $66,320	$233,070 (+6.08%) Land $34,110 Building $198,960
2024	$4,630.00	$73,240 Land $10,720 Building $62,520	$219,720 Land $32,160 Building $187,560
2022	$4,323.00	$61,220 Land $8,960 Building $52,260	$183,844 Land $26,907 Building $156,937

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 45 Sunfish Dr; 4 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45 Sunfish Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND serves 10,674 people · EPA ID IL1190550
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Highland Communication Services Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Allpoint NetworX.

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