Genesee County and Le Roy Town property record for 45 Summit St, Le Roy, NY 14482 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,536 sqft · built 1880 |
| Lot Size | 0.187 acres (8,185 sqft) |
| Owner | Individual Name on File |
| Last Sale | $151,200 (Sep 2021) |
| Tax Bill | $5,310 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jan 2023 Mortgage + 1 more |
| APN | 183601 11.-3-24 |
| Primary APN | 183601 11.-3-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| 2nd Floor Area | 384 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,185 sqft (0.187 acres) |
| Lot Dimensions | 163 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 200 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 45 SUMMIT ST |
|---|---|
| City | LE ROY |
| State | NY |
| Zip | 14482-1530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 24.000 |
| Jurisdiction | GENESEE NY |
| Township / Civil Division | LE ROY |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 951200 |
Source: Genesee County and Le Roy Town records · APN 183601 11.-3-24
Assessment roll updated April 21, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 SUMMIT ST, LE ROY, NY 14482-1530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 20, 2026 | Deed of Trust, Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jan 10, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Sep 14, 2021 | Warranty Deed, Transfer · FHA Mortgage PREMIUM MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 14, 2021 · Amount on Record |
| Deed Sale | Sep 14, 2021 · Amount on Record |
| Prior Sale | Aug 03, 2016 · Amount on Record |
| Deed Document Number | 2021DE2021-1436 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE NY |
| Property Address | 45 SUMMIT ST, LE ROY, NY 14482-1530 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | MTG2026194 |
|---|---|
| Date | Feb 20, 2026 |
| Instrument | MTG2026-194 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 481 Months |
| Due | Mar 01, 2066 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE NY |
| Property Address | 45 SUMMIT ST, LE ROY, NY 14482-1530 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0MTG202326 |
|---|---|
| Date | Jan 10, 2023 |
| Instrument | MTG2023-26 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE NY |
| Recording Date | Sep 14, 2021 |
| Property Address | 45 SUMMIT ST, LE ROY, NY 14482-1530 |
| Document Number | DE20211436 |
| Instrument Date | Sep 13, 2021 |
| Instrument | DE2021-1436 |
| Transaction Type | Transfer |
| Record Updated | Oct 05, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 VERNON AVE, BATAVIA, NY 14020-1319 |
| Document Number | MTG20211692 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | MTG2021-1692 |
| Name | PREMIUM MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Genesee County and Le Roy Town records · Assessment roll updated April 21, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Genesee County |
| County Subdivision | Le Roy Town |
| Municipality | Le Roy Village |
| Unified School District | Le Roy Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,310.00 | $149,000 (+19.2%) Land $8,700 Building $140,300 | $160,215 (-1.95%) Land $9,355 Building $150,860 |
| 2023 | $125,000 Land $8,700 Building $116,300 | $163,399 Land $11,373 Building $152,026 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360379512002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1996, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 245 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Empire Telephone Corporation/North Penn Telephone Company | Fiber | 1,000 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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