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45 Summit Rd, Verona, NJ 07044 Property Records

Essex County and Verona Township property record for 45 Summit Rd, Verona, NJ 07044

Property Summary

Property TypeSingle Family Home
Details1,720 sqft · built 1958
Lot Size0.275 acres (11,957 sqft)
Owner2 Individual Names on Record
Last Sale$632,500 (Jun 2010)
Tax Bill$19,436 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN20-00501-0000-00019

Property Details

APN / Parcel Number

Primary APN20-00501-0000-00019
Alternative APN
  • 2000018000000019

Interior

Stories1 Story
Building Area1,720 sqft Living Area
1st Floor Area1,720 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Lot Area11,957 sqft (0.275 acres)
Lot Dimensions244 ft deep x 49 ft wide

Location & Zoning

Old Parcel Number2000018000000019
Street Address45 SUMMIT RD
CityVERONA
StateNJ
Zip07044-2609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description49X244121X244
Legal SubdivisionSUMMIT ROAD EXT SUB-DIV
Legal Block501
Legal Lot Number19
JurisdictionESSEX NJ
Township / Civil DivisionVERONA
Census Block Group1
Census Block1001
Census Tract21200

Owner

Source: Essex County and Verona Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address45 SUMMIT RD, VERONA, NJ 07044-2609
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Nov 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2010 · Amount on Record
Deed SaleJun 2, 2010 · Amount on Record
Prior SaleSep 23, 1996 · Amount on Record
Deed Document Number201039714
Deed Book / Page12255 / 8441
Prior Transfer DateSep 1, 1988
Prior Transfer Doc5047000115
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address45 SUMMIT RD, VERONA, NJ 07044-2609
Transaction TypeMortgage
Record UpdatedDec 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 SUMMIT RD, VERONA, NJ 07044-2609

Mortgage

Document Number0000068225
DateNov 14, 2023
Instrument2023068225
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 6, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address45 SUMMIT RD, VERONA, NJ 07044-2609
Transaction TypeMortgage
Record UpdatedDec 1, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021135427
DateNov 15, 2021
Instrument2021135427
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Essex County and Verona Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionVerona Township
Unified School DistrictVerona Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$996,000 (+60.13%) Land $622,100 Building $373,900$996,000 (+60.13%) Land $622,100 Building $373,900
2025$19,436.00 (+2.6%) Veteran's exemption$622,000 (-) Land $484,800 Building $137,200$622,000 (-) Land $484,800 Building $137,200
2024$18,944.00 (+3.15%)
2023$622,000 Land $484,800 Building $137,200$622,000 Land $484,800 Building $137,200
2022$18,366.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims5 (1979–2011)
Claims Outside the SFHA3 of 5
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVERONA WATER DEPARTMENT
serves 13,641 people · EPA ID NJ0720001
Water SourcePurchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State InspectionJan 2026
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting40
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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