Prospect Town property record for 45 Summit Rd, Prospect, CT 06712 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,092 sqft Living Area |
| Lot Size | 27,878 sqft (0.64 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $360,000 (2025) |
| Tax Bill | $4,899.00 (2025) |
| Primary APN | S0284000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,092 sqft Living Area |
| Gross Area | 2,184 sqft Gross Area |
| Basement Area | 1,092 sqft Basement |
| Unfinished Basement | 792 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 27,878 sqft (0.64 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | S0284000 |
|---|---|
| Street Address | 45 SUMMIT RD |
| City | PROSPECT |
| State | CT |
| Zip | 06712-1444 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 148 |
| Legal Lot Number | 45 |
| Jurisdiction | PROSPECT CT |
| Minor Civil Division | PROSPECT |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 347100 |
Source: Prospect Town records · APN S0284000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 SUMMIT RD, PROSPECT, CT 06712-1444 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 01, 2022 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment ION BANK |
| Sep 29, 2025 | Warranty Deed, Transfer · Line of Credit CROSSCOUNTRY MORTGAGE INC |
| Dec 03, 2018 | Deed of Trust, Mortgage · Stand Alone Refinance ION BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on Record |
| Deed Sale | Sep 29, 2025 · Amount on Record |
| Deed Doc Number | 2025995 |
| Deed Book / Page | 935 / 512 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT CT |
| Property Address | 45 SUMMIT RD, PROSPECT, CT 06712-1444 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00000917-1 |
|---|---|
| Date | Sep 01, 2022 |
| Book Page | 917/1 |
| Instrument | 2022-1043 |
| Name | ION BANK |
|---|
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROSPECT CT |
| Recording Date | Sep 29, 2025 |
| Property Address | 45 SUMMIT RD, PROSPECT, CT 06712-1444 |
| Document Number | 000935-512 |
| Book / Page | 935 / 512 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 2025995 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0002025996 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 2025-996 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT CT |
| Property Address | 45 SUMMIT RD, PROSPECT, CT 06712-1444 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 831-336 |
|---|---|
| Date | Dec 03, 2018 |
| Book Page | 831/336 |
| Name | ION BANK |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | Jan 01, 2026 |
Source: Prospect Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Prospect Town |
| Unified School District | Regional School District 16 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,899.00 | $191,590 (+36.97%) Land $69,790 Building $121,800 | $134,113 Land $48,853 Building $85,260 |
| 2024 | $4,899.00 (+9.72%) | ||
| 2023 | $4,465.00 (-0.09%) | $139,880 (-) Land $69,770 Building $70,110 | |
| 2022 | $4,469.00 | $139,880 Land $69,770 Building $70,110 |
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