45 Summit Pl, Saint Louis, MO 63119 Property Records

St. Louis County property record for 45 Summit Pl, Saint Louis, MO 63119

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,767 sqft · built 2017
Lot Size	0.261 acres (11,369 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Aug 2020)
Tax Bill	$9,532 (2024)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22K-13-1508`

Property Details

APN / Parcel Number

Primary APN	`22K-13-1508`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,767 sqft Living Area
Gross Area	5,229 sqft
1st Floor Area	3,567 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	11,369 sqft (0.261 acres)
Lot Dimensions	79 ft deep x 68 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	128 sqft
Porch	Open Porch
Porch Area	335 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	45 SUMMIT PL
City	SAINT LOUIS
State	MO
Zip	63119-1623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	HILLSIDE PLACE AT WEBSTER GROVES LOT PTS 13 & 14 LOT SPLIT LOT B
Legal Subdivision	HILLSIDE PLACE AT WEBSTER GROVES LOT PTS
Legal Lot Number	B
Jurisdiction	ST LOUIS MO
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1000
Census Tract	219300

Owner

Source: St. Louis County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 SUMMIT PL, SAINT LOUIS, MO 63119-1623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage THE HOME LOAN EXPERT LLC
Dec 27, 2017	Warranty Deed, Subdivision Related Transfer HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2020 · Amount on Record
Deed Sale	Aug 4, 2020 · Amount on Record
Prior Sale	Jan 10, 2018
Deed Document Number	20201523
Deed Book / Page	24170 / 1563
Prior Transfer Date	Jun 22, 2020
Prior Transfer Doc	0241701563
Record Updated	Jun 8, 2026

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Aug 4, 2020
Property Address	45 SUMMIT PL, SAINT LOUIS, MO 63119-1623
Document Number	0241701563
Book / Page	24170 / 1563
Map Reference	MB 363 PG 255
Instrument Date	Jun 22, 2020
Instrument	2020080401523
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TITLE SOURCES INC, TITLE RESOURCES INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SUMMIT PL, SAINT LOUIS, MO 63119-1623

Mortgage

Document Number	2020080401524
Date	Aug 4, 2020
Instrument	2020080401524

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

December 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 27, 2017
Property Address	45 SUMMIT PL, SAINT LOUIS, MO 63119-1623
Document Number	0228341406
Book / Page	022834 / 001406
Instrument Date	Dec 21, 2017
Instrument	325
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 2, 2018
Title Company	INVESTORS TITLE COMPANY-CLAYTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	45 SUMMIT PL ST LOUIS MO 631191623, ST LOUIS, MO 63119-1623

Mortgage

Document Number	228341409
Date	Dec 27, 2017
Book Page	022834/001409
Instrument	326

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Webster Groves City
Unified School District	Webster Groves School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$173,970 (+26.47%) Land $41,650 Building $132,320	$915,600 (+26.46%) Land $219,200 Building $696,400
2024	$9,532.00 (+0.5%)
2023	$9,485.00 (+5.1%)	$137,560 (+12.56%) Land $33,330 Building $104,230	$724,000 (+12.56%) Land $175,400 Building $548,600
2022	$9,025.00	$122,210 Land $33,330 Building $88,880
2021			$643,200 Land $175,400 Building $467,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	20 (1979–2022)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Aug 2022 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2022 · 3 claims Severe Storms & Flooding, Sep 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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