Essex County and Salem City property record for 45 Summit Ave, Salem, MA 01970 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1920 |
| Square Footage | 1,908 sqft Living Area |
| Lot Size | 5,815 sqft (0.133 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $371,000 (2015) |
| Tax Bill | $7,546.00 (2025) |
Source: Essex County and Salem City records · APN SALE M:33 L:0712
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 SUMMIT AVE, SALEM, MA 01970-5466 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jan 22, 2021 | Deed of Trust, Mortgage · Line of Credit METRO CU |
| Oct 31, 2024 | Deed of Trust, Mortgage · Line of Credit METRO CU |
| Dec 06, 2017 | Deed of Trust, Mortgage EVERETT COOPERATIVE BANK |
| Dec 14, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance METRO CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 10, 2015 · Amount on Record |
| Deed Sale | Sep 10, 2015 · Amount on Record |
| Deed Book / Page | 34364 / 104 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 45 SUMMIT AVE, SALEM, MA 01970-5466 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039440-494 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 39440/494 |
| Instrument | 20210122001710 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Feb 01, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 45 SUMMIT AVE, SALEM, MA 01970-5466 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042407-172 |
|---|---|
| Date | Oct 31, 2024 |
| Book Page | 42407/172 |
| Instrument | 20241031001190 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 01, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 45 SUMMIT AVE, SALEM, MA 01970-5466 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36383-514 |
|---|---|
| Date | Dec 06, 2017 |
| Book Page | 36383/514 |
| Instrument | 171206001180 |
| Name | EVERETT COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 372 Months |
| Due | Dec 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 45 SUMMIT AVE, SALEM, MA 01970-5466 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39293-158 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 39293/158 |
| Instrument | 20201214006250 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 01, 2052 |
Source: Essex County and Salem City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Salem City |
| Unified School District | Salem School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,546.00 (+2.97%) | $665,400 (+5.52%) Land $209,400 Building $456,000 | $746,415 |
| 2024 | $7,328.00 (+4.11%) | $630,600 (+12.07%) Land $199,000 Building $431,600 | |
| 2023 | $7,039.00 | $562,700 Land $183,700 Building $379,000 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | SALE M:33 L:0712 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 1,908 sqft Living Area |
| Gross Area | 4,542 sqft Gross Area |
| Basement Area | 1,413 sqft Basement |
| Unfinished Basement | 1,413 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,815 sqft (0.133 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 45 SUMMIT AVE |
|---|---|
| City | SALEM |
| State | MA |
| Zip | 01970-5466 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 712 |
| Jurisdiction | SALEM MA |
| Minor Civil Division | SALEM |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 204101 |
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