Marin County property record for 45 Summers Ave, Novato, CA 94945
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,817 sqft · built 1954 |
| Lot Size | 0.173 acres (7,519 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,105,000 (Oct 2024) |
| Tax Bill | $13,965 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage Jan 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 143-041-22 |
| Primary APN | 143-041-22 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,817 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Contemporary |
| Lot Area | 7,519 sqft (0.173 acres) |
| Deck Area | 1,030 sqft |
| Patio Area | 1,030 sqft |
| Heating System | Central |
|---|
| Street Address | 45 SUMMERS AVE |
|---|---|
| City | NOVATO |
| State | CA |
| Zip | 94945-3319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | RUDNICK HLND |
| Legal Lot Number | 18 |
| Jurisdiction | MARIN CA |
| Township / Civil Division | NOVATO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 101200 |
45 Summers Ave is owned by two individuals who bought it in October 2024.
Source: Marin County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 363 SCHOOL RD, NOVATO, CA 94945-2750 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2019 | Deed of Trust, Mortgage · Conventional with PMI PENNYMAC |
| Jan 9, 2017 | Deed, Transfer · FHA Mortgage FREMONT BANK |
| Jan 9, 2017 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2024 · Amount on File |
| Deed Sale | Oct 29, 2024 · Amount on File |
| Prior Sale | Jan 9, 2017 · Amount on File |
| Deed Document Number | 202429077 |
| Prior Transfer Date | Oct 24, 2024 |
| Prior Transfer Doc | 0000029076 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARIN CA |
| Property Address | 45 SUMMERS AVE, NOVATO, CA 94945-3319 |
| Document Number | 0000004784 |
| Instrument Date | Feb 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45 SUMMERS AVE NOVATO CA 949453319, NOVATO, CA 94945-3319 |
| Document Number | 0000004784 |
|---|---|
| Date | Feb 20, 2019 |
| Instrument | 4784 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 19, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MARIN CA |
| Recording Date | Jan 9, 2017 |
| Property Address | 45 SUMMERS AVE, NOVATO, CA 94945-3319 |
| Document Number | 0000000922 |
| Map Reference | MB8 PG15 |
| Instrument Date | Dec 29, 2016 |
| Instrument | 2017-0000922 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | OLD REPUBLIC TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45 SUMMERS AVE, NOVATO, CA 94945-3319 |
| Document Number | 0000000924 |
|---|---|
| Date | Jan 9, 2017 |
| Instrument | 2017-0000924 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARIN CA |
| Recording Date | Jan 9, 2017 |
| Property Address | 45 SUMMERS AVE, NOVATO, CA 94945-3319 |
| Document Number | 0000000923 |
| Instrument Date | Dec 28, 2016 |
| Instrument | 923 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 45 SUMMERS AVE NOVATO CA 949453319, NOVATO, CA 94945-3319 |
The 2025 property tax bill for 45 Summers Ave was $13,965.
Source: Marin County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Marin County |
| Municipality | Novato City |
| Unified School District | Novato Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,127,100 (+2%) Land $714,000 Building $413,100 | |
| 2025 | $13,965.00 | $1,105,000 Land $700,000 Building $405,000 |
| 2023 | $10,065.00 (+2.37%) Homeowner's exemption | $766,906 Land $501,975 Building $264,931 |
| 2022 | $9,832.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 45 Summers Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 4 (1980–1982) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jan 1982 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Summers Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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