Northfield Town property record for 45 Summer St, Northfield, VT 05663
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,776 sqft · built 1920 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,316 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 441-139-10170 |
| Primary APN | 441-139-10170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,776 sqft Living Area |
| Basement Area | 600 sqft |
| Unfinished Basement | 600 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Roof Material | Metal |
| Lot Area | 10,890 sqft (0.25 acres) |
| Deck Area | Deck Area |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 45 SUMMER ST |
|---|---|
| City | NORTHFIELD |
| State | VT |
| Zip | 05663-5631 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 0.25 ACRE & DWL |
| Jurisdiction | NORTHFIELD VT |
| Township / Civil Division | NORTHFIELD |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 955501 |
45 Summer St, a duplex, is owned and occupied by an individual.
Source: Northfield Town records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 SUMMER ST, NORTHFIELD, VT 05663-5631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 45 Summer St was $2,316 with a homeowner's exemption.
Source: Northfield Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Washington County |
| County Subdivision | Northfield Town |
| Unified School District | Paine Mountain School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,316.00 | $121,000 Land $12,400 Building $108,600 |
| 2023 | $1,882.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 45 Summer St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 10 (2011–2023) |
| Most Recent Claim | Jul 2023 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Summer St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of Vermont |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHFIELD WATER DEPT serves 5,145 people · EPA ID VT0005275 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Trans-Video Cable | 500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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