45 Summer St, Leominster, MA 01453 Property Records

Worcester County and Leominster City property record for 45 Summer St, Leominster, MA 01453

Property Summary

Property Type	Apartments (5+ Units)
Details	20 bd · 2 ba · 38,132 sqft · built 1920
Lot Size	0.819 acres (35,690 sqft)
Owner	Company Name on File
Last Sale	$500,000 (Dec 2017)
Tax Bill	$24,491 (2026)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`LEOM M:0023 B:0007 L:0000`

Property Details

APN / Parcel Number

Primary APN	`LEOM M:0023 B:0007 L:0000`
Alternative APN	`397`

Interior

Bedrooms	20 Beds
Full Baths	2 Baths
Total Rooms	80 Rooms
Units	36 Units
Stories	4 Stories
Building Area	38,132 sqft Living Area
Gross Area	40,276 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Frame
Roof Type	Flat
Roof Material	Other
Lot Area	35,690 sqft (0.819 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	397
Street Address	45 SUMMER ST
City	LEOMINSTER
State	MA
Zip	01453-3587
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	I
Legal Block	7
Jurisdiction	LEOMINSTER MA
Township / Civil Division	LEOMINSTER
Census Block Group	3
Census Block	3005
Census Tract	709600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the W. S. Reed Toy Company-Wachusett Shirt Company Historic District listed 2021 · 6 contributing resources · NRIS 100006863

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

45 Summer St, a residential property, is owned by a company that bought it in December 2017.

Source: Worcester County and Leominster City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 55071, BOSTON, MA 02205-5071
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2017 · Amount on File
Deed Sale	Dec 21, 2017 · Amount on File
Prior Sale	Dec 17, 2010 · Amount on File
Deed Book / Page	8987 / 102
Transfer Doc	008987-102
Record Updated	Oct 29, 2026

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEOMINSTER MA
Recording Date	Dec 21, 2017
Property Address	45 SUMMER ST, LEOMINSTER, MA 01453-3228
Document Number	8987-102
Book / Page	008987 / 000102
Instrument Date	Dec 20, 2017
Instrument	23486
Transaction Type	Transfer
Record Updated	Jan 11, 2018

Transaction

Amount	Amount on Record
Tax	$2,280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	181 SUMMER ST #1 LUNENBURG MA 014622354, 1, LUNENBURG, MA 01462-2354

Mortgage

Document Number	8987-106
Date	Dec 21, 2017
Book Page	008987/000106
Instrument	23487

Lender

Name	BENJAMIN R HILL

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 45 Summer St was $24,491, up 12.8% from the year before.

Source: Worcester County and Leominster City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Leominster City
Unified School District	Leominster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$24,491.00 (+12.77%)	$1,792,880 (+15.83%) Land $110,600 Building $1,682,280
2025	$21,717.00 (+12.35%)	$1,547,910 (+16.2%) Land $108,400 Building $1,439,510
2024	$19,329.00 (+23.11%)	$1,332,140 (+31.85%) Land $103,300 Building $1,228,840
2023	$15,700.00	$1,010,310 Land $103,300 Building $907,010

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 45 Summer St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	9 (2001–2023)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 2023 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2023 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Summer St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEOMINSTER WATER DIVISION serves 41,683 people · EPA ID MA2153000
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20