Essex County and Gloucester City property record for 45 Summer St, Gloucester, MA 01930
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 5 bd · 6 ba · 2,106 sqft · built 1900 |
| Lot Size | 0.093 acres (4,050 sqft) |
| Owner | Company Name on File |
| Tax Bill | $6,215 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0003 B:0012 L:0000 |
| Primary APN | GLOU M:0003 B:0012 L:0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Units | 6 Units |
| Stories | 2 Stories |
| Building Area | 2,106 sqft Living Area |
| Gross Area | 4,394 sqft |
| 1st Floor Area | 1,006 sqft |
| Attic | Attic |
| Attic Area | 892 sqft |
| Basement Area | 1,180 sqft |
| Unfinished Basement | 133 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 4,050 sqft (0.093 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 45 SUMMER ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-3625 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | R-5 |
| Legal Block | 12 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 221700 |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 64 MIDDLE ST, GLOUCESTER, MA 01930-5739 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 45 SUMMER ST, GLOUCESTER, MA 01930-3625 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 042823-431 |
|---|---|
| Date | Jul 10, 2025 |
| Book Page | 42823/431 |
| Instrument | 20250710003190 |
| Name | INSTITUTION FOR SAVINGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,215.00 (+2.57%) | $639,400 (+2.68%) Land $131,100 Building $508,300 |
| 2024 | $6,059.00 (-2.81%) | $622,700 (+5.78%) Land $124,800 Building $497,900 |
| 2023 | $6,234.00 | $588,700 Land $111,500 Building $477,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 31 units insured incl. 12 condo units |
| Nearby Flood Claims | 5 (2006–2024) |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 896 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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